98 S Front St, Middletown, CT 06457 Property Records

Middletown City property record for 98 S Front St, Middletown, CT 06457

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,017 sqft · built 1987
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$536,000 (Sep 2026)
Tax Bill	$11,025 (2026)
Deeds & Mortgages	Sep 2026 Sale Sep 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:36 L:0217`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:36 L:0217`
Alternative APN	`R05228`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,017 sqft Living Area
Gross Area	6,048 sqft
1st Floor Area	1,799 sqft
Basement Area	1,799 sqft
Unfinished Basement	1,799 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R05228
Street Address	98 S FRONT ST
City	MIDDLETOWN
State	CT
Zip	06457-4425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPZ
Legal Lot Number	217
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2012
Census Tract	542000

Owner

98 S Front St is owned and occupied by two individuals who bought it in September 2026.

Source: Middletown City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	98 S FRONT ST, MIDDLETOWN, CT 06457-4425
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Warranty Deed, Transfer
Sep 19, 2018	Warranty Deed, Transfer WEBSTER BANK
Mar 8, 2018	Warranty Deed, Foreclosure
Jan 19, 2018	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2026 · Amount on File
Deed Sale	Sep 17, 2026 · Amount on File
Prior Sale	Sep 19, 2018 · Amount on File
Deed Document Number	2026
Deed Book / Page	2159 / 396
Transfer Doc	1912-439
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Sep 17, 2026
Property Address	98 S FRONT ST, MIDDLETOWN, CT 06457-4425
Document Number	2159000396
Book / Page	2159 / 396
Instrument Date	Sep 14, 2026
Transaction Type	Transfer
Record Updated	Oct 6, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 S FRONT ST, MIDDLETOWN, CT 06457-4425

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Sep 19, 2018
Property Address	98 S FRONT ST, MIDDLETOWN, CT 06457-4425
Document Number	001928-873
Book / Page	1928 / 873
Instrument	3422330003
Transaction Type	Transfer
Record Updated	Jun 21, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82.04
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0019280876
Date	Sep 19, 2018
Instrument	01928/0876

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 19, 2048

March 2018: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Mar 8, 2018
Property Address	98 S FRONT ST, MIDDLETOWN, CT 06457-4425
Document Number	1915-4
Book / Page	001915 / 000004
Instrument Date	Feb 9, 2018
Instrument	338388
Transaction Type	Foreclosure
Record Updated	Mar 27, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

January 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	MIDDLETOWN CT
Recording Date	Jan 19, 2018
Property Address	98 S FRONT ST, MIDDLETOWN, CT 06457-4425
Document Number	1912-439
Book / Page	001912 / 000439
Instrument Date	Jan 10, 2018
Instrument	337662
Transaction Type	Foreclosure
Record Updated	Feb 6, 2018

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	98 S FRONT ST MIDDLETOWN CT 064574425, MIDDLETOWN, CT 06457-4425

Tax Assessment & Valuation

The 2026 property tax bill for 98 S Front St was $11,025.

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,025.00	$285,540 (-) Land $59,200 Building $226,340	$454,981 (+127.63%)
2025		$285,540 (+1.01%) Land $59,200 Building $226,340	$199,878 Land $41,440 Building $158,438
2024	$10,568.00 (+5.57%)	$282,680 (-) Land $59,200 Building $223,480
2023	$10,010.00 (+17.65%)	$282,680 (+37.07%) Land $59,200 Building $223,480
2022	$8,508.00	$206,230 Land $39,470 Building $166,760

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 98 S Front St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 S Front St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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