77 S Front St, Middletown, CT 06457 Property Records

Middletown City property record for 77 S Front St, Middletown, CT 06457

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,314 sqft · built 1963
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Jun 2024)
Tax Bill	$7,394 (2026)
Deeds & Mortgages	Jun 2024 Sale & Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:36 L:0191`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:36 L:0191`
Alternative APN	`R07150`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,314 sqft Living Area
Gross Area	3,795 sqft
1st Floor Area	1,157 sqft
Basement Area	1,157 sqft
Unfinished Basement	1,157 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R07150
Street Address	77 S FRONT ST
City	MIDDLETOWN
State	CT
Zip	06457-4424
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RPZ
Legal Lot Number	191
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2011
Census Tract	542000

Owner

77 S Front St, a duplex, is owned and occupied by two individuals who bought it in June 2024.

Source: Middletown City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	77 S FRONT ST, MIDDLETOWN, CT 06457-4424
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2024	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 16, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage NORTHPOINT MORTGAGE INC
Dec 20, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2024 · Amount on File
Deed Sale	Jun 12, 2024 · Amount on File
Prior Sale	Mar 16, 2022 · Amount on File
Deed Book / Page	2098 / 722
Prior Transfer Date	Mar 14, 2022
Prior Transfer Doc	00002040-5
Record Updated	Oct 29, 2026

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Jun 12, 2024
Property Address	77 S FRONT ST, MIDDLETOWN, CT 06457-4424
Document Number	002098-722
Book / Page	2098 / 722
Instrument Date	Jun 11, 2024
Transaction Type	Transfer
Record Updated	Jun 27, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0002098724
Date	Jun 12, 2024
Instrument	2098/724

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Mar 16, 2022
Property Address	77 S FRONT ST, MIDDLETOWN, CT 06457-4424
Document Number	00002040-5
Book / Page	2040 / 5
Instrument Date	Mar 14, 2022
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1131 MERIDEN WATERBURY TPKE, PLANTSVILLE, CT 06479-2048

Mortgage

Document Number	0003687790
Date	Mar 16, 2022
Instrument	3687790

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Dec 20, 2021
Property Address	77 S FRONT ST, MIDDLETOWN, CT 06457-4424
Document Number	002031-523
Book / Page	2031 / 523
Instrument Date	Dec 14, 2021
Instrument	3668030003
Transaction Type	Transfer
Record Updated	Jan 6, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 77 S Front St was $7,394.

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,394.00	$191,490 (-) Land $63,640 Building $127,850	$382,772 (+185.56%)
2025		$191,490 (-) Land $63,640 Building $127,850	$134,043 Land $44,548 Building $89,495
2024	$7,087.00 (+4.51%)	$191,490 (-) Land $63,640 Building $127,850
2023	$6,781.00 (+23%)	$191,490 (+43.3%) Land $63,640 Building $127,850
2022	$5,513.00	$133,630 Land $42,430 Building $91,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 77 S Front St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 77 S Front St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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