95 S Front St, Middletown, CT 06457 Property Records

Middletown City property record for 95 S Front St, Middletown, CT 06457

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,064 sqft · built 1955
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$209,900 (Jun 2006)
Tax Bill	$5,958 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:36 L:0188`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:36 L:0188`
Alternative APN	`R06574`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,064 sqft Living Area
Gross Area	2,733 sqft
1st Floor Area	1,064 sqft
Basement Area	1,064 sqft
Unfinished Basement	220 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R06574
Street Address	95 S FRONT ST
City	MIDDLETOWN
State	CT
Zip	06457-4424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPZ
Legal Lot Number	188
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2011
Census Tract	542000

Owner

95 S Front St is owned and occupied by two individuals who bought it in June 2006.

Source: Middletown City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	95 S FRONT ST, MIDDLETOWN, CT 06457-4424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · Line of Credit VALON MORTGAGE INC
Apr 15, 2021	Deed of Trust, Mortgage · Balloon Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2006 · Amount on File
Deed Sale	Jun 5, 2006 · Amount on File
Prior Sale	Jun 28, 2001 · Amount on File
Deed Book / Page	1554 / 143
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	95 S FRONT ST, MIDDLETOWN, CT 06457-4424
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002138-223
Date	Dec 12, 2025
Book Page	2138/223

Lender

Name	VALON MORTGAGE INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	229 Months
Due	Jan 1, 2045

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	95 S FRONT ST, MIDDLETOWN, CT 06457-4424
Transaction Type	Mortgage
Record Updated	Apr 29, 2021
Title Company	FIDELITY NATIONAL TITLE MA, FIDELITY NATIONAL TITLE (AKA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2003-176
Date	Apr 15, 2021
Book Page	2003/176
Instrument	3604540010

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 95 S Front St was $5,958.

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,958.00	$154,320 (-) Land $64,730 Building $89,590	$327,364 (+203.05%)
2025		$154,320 (-) Land $64,730 Building $89,590	$108,024 Land $45,311 Building $62,713
2024	$5,712.00 (+4.52%)	$154,320 (-) Land $64,730 Building $89,590
2023	$5,465.00 (+23.5%)	$154,320 (+43.89%) Land $64,730 Building $89,590
2022	$4,425.00	$107,250 Land $43,150 Building $64,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95 S Front St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 S Front St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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