Santa Cruz County property record for 98 Riverside Rd, Watsonville, CA 95076 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,643 sqft · built 1931 |
| Lot Size | 0.488 acres (21,257 sqft) |
| Owner | Individual Name on File |
| Last Sale | $635,000 (Jun 2017) |
| Tax Bill | $9,646 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jun 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 051-231-07 |
| Primary APN | 051-231-07 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 1,643 sqft Living Area |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1931 |
| Architectural Style | Duplex Single |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 21,257 sqft (0.488 acres) |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 100 RIVERSIDE RD |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-3667 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP 000000 00000 |
| Legal Subdivision | SALSIPUEDES RHO |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 123300 |
Source: Santa Cruz County records · APN 051-231-07
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 453 MAHER RD, ROYAL OAKS, CA 95076-9051 |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Mar 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 06, 2017 | Grant Deed, Transfer · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP |
| Jun 06, 2017 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 06, 2017 · Amount on Record |
| Deed Sale | Jun 06, 2017 · Amount on Record |
| Prior Sale | Nov 15, 1999 · Amount on Record |
| Deed Document Number | 201718472 |
| Prior Transfer Date | May 24, 2017 |
| Prior Transfer Doc | 0000018473 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 100 RIVERSIDE RD, WATSONVILLE, CA 95076-3667 |
| Transaction Type | Mortgage |
| Record Updated | Sep 05, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 100 RIVERSIDE RD, WATSONVILLE, CA 95076-3667 |
| Document Number | 0000017003 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | 2021-0017003 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jun 06, 2017 |
| Property Address | 100 RIVERSIDE RD, WATSONVILLE, CA 95076-3667 |
| Document Number | 0000018472 |
| Instrument Date | May 24, 2017 |
| Instrument | 2017-0018472 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 100 RIVERSIDE RD, WATSONVILLE, CA 95076-3667 |
| Document Number | 0000018474 |
|---|---|
| Date | Jun 06, 2017 |
| Instrument | 2017-0018474 |
| Name | MASON MCDUFFIE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jun 06, 2017 |
| Property Address | 100 RIVERSIDE RD, WATSONVILLE, CA 95076-3667 |
| Document Number | 0000018473 |
| Instrument Date | May 24, 2017 |
| Instrument | 18473 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 100 RIVERSIDE RD WATSONVILLE CA 950763667, WATSONVILLE, CA 95076-3667 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $751,712 (+2%) Land $574,142 Building $177,570 | |
| 2025 | $9,646.00 (+12.86%) | $736,972 (+4.04%) Land $562,884 Building $174,088 |
| 2023 | $8,547.00 (+1.9%) | $708,355 Land $541,027 Building $167,328 |
| 2022 | $8,388.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871233001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 40.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 26 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 2 (2022–2023) |
| Most Recent Claim | Mar 2023, other causes, Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Low above 6% of the US · above 4% of California |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 119 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Cruzio Internet | Fixed Wireless (unlicensed) | 1,000 / 1,000 |
| Razzolink | Fixed Wireless (unlicensed) | 500 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| Etheric Communications, LLC. | Fixed Wireless (licensed-by-rule) | 250 / 100 |
| AT&T | DSL | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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