Union County and Berkeley Heights Township property record for 98 River Bend Rd, Berkeley Heights, NJ 07922
| Property Type | Single Family Home |
|---|---|
| Details | 1,960 sqft · built 1958 |
| Lot Size | 0.307 acres (13,373 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $620,000 (Jun 2006) |
| Tax Bill | $12,534 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jun 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-01007-0000-00001 |
| Primary APN | 01-01007-0000-00001 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,960 sqft Living Area |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Construction Type | Frame |
| Lot Area | 13,373 sqft (0.307 acres) |
| Lot Dimensions | 108 ft deep x 124 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 98 RIVER BEND RD |
|---|---|
| City | BERKELEY HEIGHTS |
| State | NJ |
| Zip | 07922-1864 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Subdivision | BERKELEY GARDENS SEC 02 |
| Legal Block | 1007 |
| Legal Lot Number | 1 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | BERKELEY HEIGHTS |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 38202 |
Source: Union County and Berkeley Heights Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 98 RIVER BEND RD, BERKELEY HEIGHTS, NJ 07922-1864 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jun 15, 2021 | Intrafamily Transfer, Transfer UNITED GENERAL TITLE INSURANCE, UNITED GENERAL TITLE INS CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2006 · Amount on Record |
| Deed Sale | Jun 15, 2006 · Amount on Record |
| Prior Sale | Jul 3, 2000 · Amount on Record |
| Deed Book / Page | 5588 / 103 |
| Last Transfer Date | Jun 1, 2021 |
| Transfer Doc | 0064170126 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 98 RIVER BEND RD, BERKELEY HEIGHTS, NJ 07922-1864 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2022 |
| Title Company | MORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR I |
| Name | Verified Name |
|---|
| Document Number | 0151372811 |
|---|---|
| Date | Jan 5, 2022 |
| Book Page | 15137/2811 |
| Instrument | 28737 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.12% |
| Type Change Date | Jan 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.12% |
| Index | Other |
| Max Rate | 7.12% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jun 15, 2021 |
| Property Address | 98 RIVER BEND RD, BERKELEY HEIGHTS, NJ 07922-1864 |
| Document Number | 0064170126 |
| Book / Page | 6417 / 126 |
| Instrument Date | Jun 1, 2021 |
| Instrument | 5825 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2021 |
| Title Company | UNITED GENERAL TITLE INSURANCE, UNITED GENERAL TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 98 RIVER BEND RD, BERKELEY HEIGHTS, NJ 07922-1864 |
Source: Union County and Berkeley Heights Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Berkeley Heights Township |
| Unified School District | Berkeley Heights Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $284,800 (-) Land $151,800 Building $133,000 | $284,800 (-) Land $151,800 Building $133,000 | |
| 2025 | $12,534.00 (+2.66%) | $284,800 (-) Land $151,800 Building $133,000 | $284,800 (-) Land $151,800 Building $133,000 |
| 2024 | $12,209.00 (+2.1%) | ||
| 2023 | $284,800 Land $151,800 Building $133,000 | $284,800 Land $151,800 Building $133,000 | |
| 2022 | $11,958.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 4 (1996–2025) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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