105 River Bend Rd, Berkeley Heights, NJ 07922 Property Records

Union County and Berkeley Heights Township property record for 105 River Bend Rd, Berkeley Heights, NJ 07922

Property Summary

Property Type	Single Family Home
Details	2,556 sqft · built 1960
Lot Size	0.275 acres (11,979 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Jul 2014)
Tax Bill	$13,595 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-01002-0000-00095`

Property Details

APN / Parcel Number

Primary APN	`01-01002-0000-00095`
Alternative APN	`010100200095`

Interior

Stories	2 Stories
Building Area	2,556 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Frame
Lot Area	11,979 sqft (0.275 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	105 RIVER BEND RD
City	BERKELEY HEIGHTS
State	NJ
Zip	07922-1842
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	ADDITIONAL LOTS: 65 6-65
Legal Subdivision	BERKELEY GARDENS SEC 2
Legal Block	1002
Legal Lot Number	95
Jurisdiction	UNION NJ
Township / Civil Division	BERKELEY HEIGHTS
Census Block Group	1
Census Block	1003
Census Tract	38202

Owner

Source: Union County and Berkeley Heights Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 RIVER BEND RD, BERKELEY HEIGHTS, NJ 07922-1842
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Sep 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage MILLENIUM HOME MORTGAGE LLC
Nov 1, 2018	Deed of Trust, Mortgage · Line of Credit SANTANDER BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2014 · Amount on Record
Deed Sale	Jul 23, 2014 · Amount on Record
Deed Document Number	2014252733
Deed Book / Page	6013 / 590
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	105 RIVER BEND RD, BERKELEY HEIGHTS, NJ 07922-1842
Transaction Type	Mortgage
Record Updated	Oct 4, 2021
Title Company	SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0150573018
Date	Sep 15, 2021
Book Page	15057/3018
Instrument	20942

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	105 RIVER BEND RD, BERKELEY HEIGHTS, NJ 07922-1842
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0147690462
Date	Sep 18, 2020
Book Page	14769/462
Instrument	699111

Lender

Name	MILLENIUM HOME MORTGAGE LLC
Type	Mortgage Company
Address	WESTFIELD, NJ 07090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2040

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	105 RIVER BEND RD, BERKELEY HEIGHTS, NJ 07922-1842
Document Number	0145072102
Instrument Date	Nov 1, 2018
Transaction Type	Mortgage
Record Updated	Nov 29, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 RIVER BEND RD BERKELEY HEIGHTS NJ 079221842, BERKELEY HEIGHTS, NJ 07922-1842

Mortgage

Document Number	0145072102
Date	Nov 15, 2018
Book Page	014507/002102
Instrument	665407

Lender

Name	SANTANDER BK NA
Type	Bank
Address	READING, PA 19601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County and Berkeley Heights Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Berkeley Heights Township
Unified School District	Berkeley Heights Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$308,900 (-) Land $150,400 Building $158,500	$308,900 (-) Land $150,400 Building $158,500
2025	$13,595.00 (+2.67%)	$308,900 (+3.8%) Land $150,400 Building $158,500	$308,900 (+3.8%) Land $150,400 Building $158,500
2024	$13,242.00 (+5.97%)
2023		$297,600 Land $150,400 Building $147,200	$297,600 Land $150,400 Building $147,200
2022	$12,496.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	4 (1996–2025)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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