Union County and Berkeley Heights Township property record for 117 River Bend Rd, Berkeley Heights, NJ 07922 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,878 sqft · built 1959 |
| Lot Size | 0.282 acres (12,284 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $560,000 (Jan 2021) |
| Tax Bill | $11,843 (2025) |
| Deeds & Mortgages | Nov 2019 Reverse Mortgage Jan 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-01002-0000-00093 |
| Primary APN | 01-01002-0000-00093 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,878 sqft Living Area |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Construction Type | Frame |
| Lot Area | 12,284 sqft (0.282 acres) |
| Lot Dimensions | 150 ft deep x 82 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 117 RIVER BEND RD |
|---|---|
| City | BERKELEY HEIGHTS |
| State | NJ |
| Zip | 07922-1842 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ADDITIONAL LOTS: 65 6-63 |
| Legal Subdivision | BERKELEY GARDENS SEC 2 |
| Legal Block | 1002 |
| Legal Lot Number | 93 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | BERKELEY HEIGHTS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 38202 |
Source: Union County and Berkeley Heights Township records · APN 01-01002-0000-00093
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 117 RIVER BEND RD, BERKELEY HEIGHTS, NJ 07922-1842 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 01, 2019 | Deed of Trust, Mortgage · Reverse Mortgage M & T BANK |
| Jan 26, 2021 | Deed, Transfer · Conventional Mortgage CITIBANK NA |
| Oct 23, 2019 | Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 26, 2021 · Amount on Record |
| Deed Sale | Jan 26, 2021 · Amount on Record |
| Prior Sale | Jan 12, 1990 · Amount on Record |
| Deed Document Number | 2021871 |
| Deed Book / Page | 6398 / 2517 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 117 RIVER BEND RD, BERKELEY HEIGHTS, NJ 07922-1842 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0146122885 |
|---|---|
| Date | Nov 01, 2019 |
| Book Page | 14612/2885 |
| Instrument | 681062 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14221 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 781 Months |
| Due | Nov 30, 2084 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.48% |
| Type Change Date | Nov 01, 2020 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jan 26, 2021 |
| Property Address | 117 RIVER BEND RD, BERKELEY HEIGHTS, NJ 07922-1842 |
| Document Number | 0063982517 |
| Book / Page | 6398 / 2517 |
| Instrument Date | Jan 13, 2021 |
| Instrument | 871 |
| Transaction Type | Transfer |
| Record Updated | Nov 04, 2021 |
| Title Company | ACRES LAND TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,761.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1515 SEQUOIA LN, 1515, VISTA, CA 92081-6500 |
| Name | Verified Name |
|---|---|
| Address | 117 RIVER BEND ROAD, BASKING RIDGE, NJ |
| Document Number | 2357 |
|---|---|
| Date | Jan 26, 2021 |
| Instrument | 2357 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 117 RIVER BEND RD, BERKELEY HEIGHTS, NJ 07922-1842 |
| Document Number | 0146122898 |
| Instrument Date | Oct 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2019 |
| Title Company | LAFAYETTE SETTLEMENT SERVICES, LAFAYETTE SETTLEMENT SVCS |
| Name | Verified Name |
|---|---|
| Address | 117 RIVER BEND RD BERKELEY HEIGHTS NJ 079221842, BERKELEY HEIGHTS, NJ 07922-1842 |
| Document Number | 0146122898 |
|---|---|
| Date | Nov 01, 2019 |
| Book Page | 014612/002898 |
| Instrument | 681063 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 780 Months |
| Due | Oct 31, 2084 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.48% |
Source: Union County and Berkeley Heights Township records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Berkeley Heights Township |
| Unified School District | Berkeley Heights Township School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $269,100 (-) Land $150,700 Building $118,400 | $269,100 (-) Land $150,700 Building $118,400 | |
| 2025 | $11,843.00 (+2.66%) | $269,100 (+2.13%) Land $150,700 Building $118,400 | $269,100 (+2.13%) Land $150,700 Building $118,400 |
| 2024 | $11,536.00 (+4.27%) | ||
| 2023 | $263,500 Land $150,700 Building $112,800 | $263,500 Land $150,700 Building $112,800 | |
| 2022 | $11,064.00 |
Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340390382021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 29 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 29 in force 28 of 29 on primary residences |
| Nearby Flood Claims | 4 (1996–2025) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Jul 2025, rainfall accumulation |
| Wildfire Risk | Low above 3% of the US · above 8% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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