Norfolk County and Millis Town property record for 98 Ridge St, Millis, MA 02054
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,469 sqft · built 1956 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,516 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Jul 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MILL M:015 B:0000019 |
| Primary APN | MILL M:015 B:0000019 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,469 sqft Living Area |
| Gross Area | 2,568 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,344 sqft (0.49 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 98 RIDGE ST |
|---|---|
| City | MILLIS |
| State | MA |
| Zip | 02054-1110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 19 |
| Jurisdiction | MILLIS MA |
| Township / Civil Division | MILLIS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 407101 |
98 Ridge St is owned and occupied by an individual who acquired it in March 2020.
Source: Norfolk County and Millis Town records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 98 RIDGE ST, MILLIS, MA 02054-1110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2025 | Deed of Trust, Mortgage FIRST COLONY MTG CORP |
| Jul 30, 2020 | Deed of Trust, Mortgage · Line of Credit CHARLES RIV BK |
| Mar 6, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 6, 2020 |
| Transfer Doc | 0001441687 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLIS MA |
| Property Address | 98 RIDGE ST, MILLIS, MA 02054-1110 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001558810 |
|---|---|
| Date | Sep 15, 2025 |
| Instrument | 1558810 |
| Name | FIRST COLONY MTG CORP |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLIS MA |
| Property Address | 98 RIDGE ST, MILLIS, MA 02054-1110 |
| Document Number | 0001452064 |
| Instrument Date | Jul 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 98 RIDGE ST MILLIS MA 020541110, MILLIS, MA 02054-1110 |
| Document Number | 0001452064 |
|---|---|
| Date | Aug 4, 2020 |
| Instrument | 1452064 |
| Name | CHARLES RIV BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MILLIS MA |
| Recording Date | Mar 6, 2020 |
| Property Address | 98 RIDGE ST, MILLIS, MA 02054-1110 |
| Document Number | 0001441687 |
| Instrument Date | Mar 6, 2020 |
| Instrument | 1441687 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 98 RIDGE ST MILLIS MA 020541110, MILLIS, MA 02054-1110 |
The 2025 property tax bill for 98 Ridge St was $7,516, up 5.5% from the year before.
Source: Norfolk County and Millis Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Millis Town |
| Unified School District | Millis School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,516.00 (+5.49%) | $458,300 (+5.62%) Land $186,300 Building $272,000 | $633,270 (+24.95%) |
| 2024 | $7,125.00 (+4.08%) | $433,900 (+10.86%) Land $186,300 Building $247,600 | $506,825 |
| 2023 | $6,846.00 | $391,400 Land $162,000 Building $229,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 98 Ridge St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 98 Ridge St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILLIS WATER DEPT serves 9,055 people · EPA ID MA2187000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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