Norfolk County and Millis Town property record for 104 Ridge St, Millis, MA 02054
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,662 sqft · built 1970 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $242,000 (Aug 2001) |
| Tax Bill | $8,751 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Feb 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MILL M:015 B:0000018 |
| Primary APN | MILL M:015 B:0000018 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,662 sqft Living Area |
| Gross Area | 4,354 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 47,916 sqft (1.1 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 104 RIDGE ST |
|---|---|
| City | MILLIS |
| State | MA |
| Zip | 02054-1110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 18 |
| Jurisdiction | MILLIS MA |
| Township / Civil Division | MILLIS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 407101 |
104 Ridge St is owned and occupied by two individuals who bought it in August 2001.
Source: Norfolk County and Millis Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 RIDGE ST, MILLIS, MA 02054-1110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2022 | Deed of Trust, Mortgage · Line of Credit DIRECT CU |
| Feb 18, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DIRECT CU |
| Feb 18, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DIRECT CU |
| Apr 26, 2018 | Deed of Trust, Mortgage · Line of Credit MIDDLESEX SVGS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2001 · Amount on File |
| Deed Sale | Aug 31, 2001 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLIS MA |
| Property Address | 104 RIDGE ST, MILLIS, MA 02054-1110 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001504042 |
|---|---|
| Date | Jun 1, 2022 |
| Instrument | 1504042 |
| Name | DIRECT CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 1, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLIS MA |
| Property Address | 104 RIDGE ST, MILLIS, MA 02054-1110 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001469225 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | 1469225 |
| Name | DIRECT CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Mar 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLIS MA |
| Property Address | 104 RIDGE ST, MILLIS, MA 02054-1110 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1469225 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | 1469225 |
| Name | DIRECT CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Mar 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLIS MA |
| Property Address | 104 RIDGE ST, MILLIS, MA 02054-1110 |
| Document Number | 0000000632 |
| Instrument Date | Apr 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2019 |
| Name | Verified Name |
|---|---|
| Address | 104 RIDGE ST MILLIS MA 020541110, MILLIS, MA 02054-1110 |
| Document Number | 0000000632 |
|---|---|
| Date | May 17, 2018 |
| Instrument | 632 |
| Name | MIDDLESEX SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 16, 2038 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 104 Ridge St was $8,751, up 1.9% from the year before.
Source: Norfolk County and Millis Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Millis Town |
| Unified School District | Millis School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,751.00 (+1.89%) | $533,600 (+2.01%) Land $197,000 Building $336,600 | $615,125 (+10.97%) |
| 2024 | $8,589.00 (+5.36%) | $523,100 (+12.23%) Land $197,000 Building $326,100 | $554,325 |
| 2023 | $8,152.00 | $466,100 Land $171,300 Building $294,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 Ridge St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 Ridge St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILLIS WATER DEPT serves 9,055 people · EPA ID MA2187000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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