94 Ridge St, Millis, MA 02054 Property Records

Norfolk County and Millis Town property record for 94 Ridge St, Millis, MA 02054

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,382 sqft · built 1969
Lot Size0.49 acres (21,344 sqft)
Owner2 Individual Names on File
Last Sale$541,000 (Sep 2022)
Tax Bill$9,048 (2025)
Deeds & MortgagesSep 2021 Mortgage
Sep 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNMILL M:015 B:0000025

Property Details

APN / Parcel Number

Primary APNMILL M:015 B:0000025

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,382 sqft Living Area
Gross Area2,790 sqft

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area21,344 sqft (0.49 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address94 RIDGE ST
CityMILLIS
StateMA
Zip02054-1110
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block25
JurisdictionMILLIS MA
Township / Civil DivisionMILLIS
Census Block Group2
Census Block2004
Census Tract407101

Owner

94 Ridge St is owned and occupied by two individuals who bought it in September 2022.

Source: Norfolk County and Millis Town records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address94 RIDGE ST, MILLIS, MA 02054-1110
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2021Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE
Sep 30, 2022Quit Claim Deed, Transfer · Stand-Alone First Mortgage
HARBORONE MORTGAGE
Sep 29, 2021Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE
Jan 11, 2017Quit Claim Deed, Transfer · Conventional with PMI
SALEM FIVE MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2022 · Amount on File
Deed SaleSep 30, 2022 · Amount on File
Prior SaleJan 11, 2017 · Amount on File
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLIS MA
Property Address94 RIDGE ST, MILLIS, MA 02054-1110
Transaction TypeMortgage
Record UpdatedMar 31, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001488276
DateSep 29, 2021
Instrument1488276
Lender
NameROCKET MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

September 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMILLIS MA
Recording DateSep 30, 2022
Property Address94 RIDGE ST, MILLIS, MA 02054-1110
Document Number0001510963
Instrument DateSep 30, 2022
Instrument1510963
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address94 RIDGE ST, MILLIS, MA 02054-1110

Mortgage

Document Number0001510964
DateSep 30, 2022
Instrument1510964
Lender
NameHARBORONE MORTGAGE
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLIS MA
Property Address94 RIDGE ST, MILLIS, MA 02054-1110
Transaction TypeMortgage
Record UpdatedOct 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1488276
DateSep 29, 2021
Instrument1488276
Lender
NameROCKET MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMILLIS MA
Recording DateJan 11, 2017
Property Address94 RIDGE ST, MILLIS, MA 02054-1110
Document Number0001370744
Instrument DateJan 9, 2017
Instrument1370744
Transaction TypeTransfer
Record UpdatedFeb 2, 2017

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$375.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address94 RIDGE ST MILLIS MA 020541110, MILLIS, MA 02054-1110

Mortgage

Document Number1370745,
DateJan 11, 2017
Instrument1370745
Lender
NameSALEM FIVE MTG
TypeMortgage Company
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJan 10, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 94 Ridge St was $9,048, up 5.9% from the year before.

Source: Norfolk County and Millis Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionMillis Town
Unified School DistrictMillis School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,048.00 (+5.89%)$551,700 (+6.01%) Land $186,300 Building $365,400$629,375 (+6.22%)
2024$8,545.00 (+13.09%)$520,400 (+20.46%) Land $186,300 Building $334,100$592,515
2023$7,556.00$432,000 Land $162,000 Building $270,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 94 Ridge St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 94 Ridge St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILLIS WATER DEPT
serves 9,055 people · EPA ID MA2187000
Water SourceGroundwater
Last State InspectionOct 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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