Erie County and Buffalo City property record for 98 Putnam St, Buffalo, NY 14213
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,619 sqft · built 1910 |
| Lot Size | 0.086 acres (3,720 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $15,000 (Dec 2012) |
| Tax Bill | $816 (2026) |
| Deeds & Mortgages | May 2022 Mortgage Aug 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140200 99.28-2-9 |
| Primary APN | 140200 99.28-2-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,619 sqft Living Area |
| 1st Floor Area | 869 sqft |
| 2nd Floor Area | 750 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 3,720 sqft (0.086 acres) |
| Lot Dimensions | 120 ft deep x 31 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 161 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 04859600 |
|---|---|
| Street Address | 98 PUTNAM ST |
| City | BUFFALO |
| State | NY |
| Zip | 14213-1650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | N-2R |
| Legal Description | 156. S LAFAYETTE |
| Legal Subdivision | STEVENS SURVEY |
| Legal Block | 2 |
| Legal Lot Number | 9.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | BUFFALO |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 6501 |
Source: Erie County and Buffalo City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 98 PUTNAM ST, BUFFALO, NY 14213-1650 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 18, 2017 | Deed of Trust, Mortgage · Line of Credit BUFFALO METROPOLITAN FCU |
| Jul 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Oct 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2012 · Amount on Record |
| Deed Sale | Dec 28, 2012 · Amount on Record |
| Deed Book / Page | 11236 / 3998 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 98 PUTNAM ST, BUFFALO, NY 14213-1650 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 98 PUTNAM ST, BUFFALO, NY 14213-1650 |
| Document Number | 0140510993 |
|---|---|
| Date | May 4, 2022 |
| Book Page | 14051/993 |
| Instrument | 2022087797 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 98 PUTNAM ST, BUFFALO, NY 14213-1650 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 98 PUTNAM ST, BUFFALO, NY 14213-1650 |
| Document Number | 0140090709 |
|---|---|
| Date | Aug 10, 2021 |
| Book Page | 14009/709 |
| Instrument | 2021157247 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 98 PUTNAM ST, BUFFALO, NY 14213-1650 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0138189001 |
|---|---|
| Date | Jul 18, 2017 |
| Book Page | 13818/9001 |
| Instrument | 2017140395 |
| Name | BUFFALO METROPOLITAN FCU |
|---|---|
| Type | Credit Union |
| Address | BUFFALO, NY 14202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 98 PUTNAM ST, BUFFALO, NY 14213-1650 |
| Document Number | 0139477643 |
| Instrument Date | Jul 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 98 PUTNAM ST BUFFALO NY 142131650, BUFFALO, NY 14213-1650 |
| Document Number | 0139477643 |
|---|---|
| Date | Jul 21, 2020 |
| Book Page | 013947/007643 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Jul 20, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 98 PUTNAM ST, BUFFALO, NY 14213-1650 |
| Document Number | 0138756784 |
| Instrument Date | Oct 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 98 PUTNAM ST BUFFALO NY 142131650, BUFFALO, NY 14213-1650 |
| Document Number | 0138756784 |
|---|---|
| Date | Oct 29, 2018 |
| Book Page | 013875/006784 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROI, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 28, 2033 |
Source: Erie County and Buffalo City assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| Municipality | Buffalo City |
| Unified School District | Buffalo City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $816.00 (-68.35%) | ||
| 2025 | $2,578.00 (-8.26%) | $247,000 (+42.77%) Land $54,000 Building $193,000 | $247,000 (-12.19%) Land $54,000 Building $193,000 |
| 2024 | $2,810.00 (+212.57%) | $173,000 (-) Land $25,000 Building $148,000 | $281,301 (+13.82%) Land $40,650 Building $240,651 |
| 2023 | $899.00 | $173,000 Land $25,000 Building $148,000 | $247,143 Land $35,714 Building $211,429 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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