Otsego County and Oneonta Town property record for 98 Oneida St, Oneonta, NY 13820
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 910 sqft · built 1906 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,692 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 364600 299.10-1-5.01 |
| Primary APN | 364600 299.10-1-5.01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 910 sqft Living Area |
| 1st Floor Area | 520 sqft |
| Upper Floors Area | 390 sqft |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Cottage |
| Exterior Material | Composition/Composite |
| Lot Area | 16,988 sqft (0.39 acres) |
| Lot Width | 62 ft Width |
| Porch | Slab |
| Porch Area | 161 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 010800 |
|---|---|
| Street Address | 98 ONEIDA ST |
| City | ONEONTA |
| State | NY |
| Zip | 13820-2126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 946 0 0 |
| Legal Block | 1 |
| Legal Lot Number | 5.001 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 590800 |
98 Oneida St is owned and occupied by an individual.
Source: Otsego County and Oneonta Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 98 ONEIDA ST, ONEONTA, NY 13820-2126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 98 Oneida St was $1,692 with a homeowner's exemption, down 22.1% from the year before.
Source: Otsego County and Oneonta Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Oneonta Town |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,692.00 (-22.14%) Homeowner's exemption | ||
| 2025 | $2,173.00 | $52,100 Land $25,800 Building $26,300 | $74,429 Land $36,857 Building $37,572 |
| 2023 | $689.00 Homeowner's exemption | $52,100 (-) Land $25,800 Building $26,300 | $66,795 (+12.82%) Land $33,077 Building $33,718 |
| 2022 | $52,100 Land $25,800 Building $26,300 | $59,205 Land $29,318 Building $29,887 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 98 Oneida St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 13 (1993–2011) |
| Claims Outside the SFHA | 7 of 13 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 98 Oneida St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEONTA CITY serves 15,954 people · EPA ID NY3800154 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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