Otsego County and Oneonta Town property record for 103 Oneida St, Oneonta, NY 13820
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 2,542 sqft · built 1870 |
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | Company Name on Record |
| Last Sale | $140,000 (Feb 2023) |
| Tax Bill | $5,630 (2025) |
| Deeds & Mortgages | Feb 2024 Transfer Feb 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 364600 299.10-1-37.01 |
| Primary APN | 364600 299.10-1-37.01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,542 sqft Total Area |
| 1st Floor Area | 1,508 sqft |
| 2nd Floor Area | 572 sqft |
| Upper Floors Area | 462 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 30,928 sqft (0.71 acres) |
| Lot Width | 161 ft Width |
| Garage Type | Detached |
| Garage Area | 1,116 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 204 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 063200 |
|---|---|
| Street Address | 103 ONEIDA ST |
| City | ONEONTA |
| State | NY |
| Zip | 13820-2127 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | 959 0 0 |
| Legal Block | 1 |
| Legal Lot Number | 37.001 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 590800 |
Source: Otsego County and Oneonta Town records, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 1373, ONEONTA, NY 13820-5373 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 26, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Feb 10, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage DAVID L BUCK RET |
| Nov 28, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 10, 2023 · Amount on Record |
| Deed Sale | Feb 10, 2023 · Amount on Record |
| Deed Document Number | 2023564 |
| Last Transfer Date | Feb 26, 2024 |
| Transfer Doc | 0000000063 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Feb 26, 2024 |
| Property Address | 103 ONEIDA ST, ONEONTA, NY 13820-2127 |
| Document Number | 0000000063 |
| Instrument Date | Feb 26, 2024 |
| Instrument | 2024-763 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1373, ONEONTA, NY 13820-5373 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Feb 10, 2023 |
| Property Address | 103 ONEIDA ST, ONEONTA, NY 13820-2127 |
| Document Number | 0000000064 |
| Instrument Date | Feb 9, 2023 |
| Instrument | 2023-564 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 675 EVENING INN RD, ONEONTA, NY 13820 |
| Document Number | 0000000065 |
|---|---|
| Date | Feb 10, 2023 |
| Instrument | 2023-565 |
| Name | DAVID L BUCK RET |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Nov 28, 2022 |
| Property Address | 103 ONEIDA ST, ONEONTA, NY 13820-2127 |
| Document Number | 0000000468 |
| Instrument Date | Nov 28, 2022 |
| Instrument | 2022-6468 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 ONEIDA ST, ONEONTA, NY 13820-2127 |
Source: Otsego County and Oneonta Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Oneonta Town |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,630.00 (+71.8%) | $175,800 (+21.58%) Land $32,200 Building $143,600 | $251,143 (+35.47%) Land $46,000 Building $205,143 |
| 2023 | $3,277.00 | $144,600 (-) Land $32,200 Building $112,400 | $185,385 (+12.82%) Land $41,282 Building $144,103 |
| 2022 | $144,600 Land $32,200 Building $112,400 | $164,318 Land $36,591 Building $127,727 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 13 (1993–2011) |
| Claims Outside the SFHA | 7 of 13 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEONTA CITY serves 15,954 people · EPA ID NY3800154 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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