89 Oneida St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta Town property record for 89 Oneida St, Oneonta, NY 13820

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 924 sqft · built 1952
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on File
Last Sale	$98,400 (Jun 2006)
Tax Bill	$2,243 (2025)
Flood Zone	Zone X (minimal risk)
APN	`364600 299.10-1-40.01`

Property Details

APN / Parcel Number

Primary APN	`364600 299.10-1-40.01`
Alternative APNs	`460029901000010400010000` `128100`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	924 sqft Living Area
1st Floor Area	616 sqft
Upper Floors Area	308 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1970
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	16,117 sqft (0.37 acres)
Lot Width	49 ft Width
Porch	Porch
Porch Area	176 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	128100
Street Address	89 ONEIDA ST
City	ONEONTA
State	NY
Zip	13820-2127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	984 0 0
Legal Block	1
Legal Lot Number	40.001
Jurisdiction	OTSEGO NY
Township / Civil Division	ONEONTA
Census Block Group	3
Census Block	3018
Census Tract	590800

Owner

Source: Otsego County and Oneonta Town records · APN 364600 299.10-1-40.01

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	89 ONEIDA ST, ONEONTA, NY 13820-2127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 19, 2006 · Amount on Record
Deed Sale	Jun 19, 2006 · Amount on Record
Prior Sale	Mar 22, 2005 · Amount on Record
Deed Book / Page	1095 / 3
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Otsego County and Oneonta Town records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Oneonta Town
Unified School District	Oneonta City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,243.00 (+183.57%)	$85,000 (-) Land $25,300 Building $59,700	$121,429 (+11.43%) Land $36,143 Building $85,286
2023	$791.00 Homeowner's exemption	$85,000 (-) Land $25,300 Building $59,700	$108,974 (+12.82%) Land $32,436 Building $76,538
2022		$85,000 Land $25,300 Building $59,700	$96,591 Land $28,750 Building $67,841

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 20, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	13 (1993–2011)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 5 claims Severe Storms And Flooding, Jun 2006 · 6 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 92 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ONEONTA CITY serves 15,954 people
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.