98 Oak St, Morganton, GA 30560 Property Records

Fannin County property record for 98 Oak St, Morganton, GA 30560

Property Summary

Property Type	Single Family Home
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$5,000 (Feb 1989)
Tax Bill	$264 (2025)
Deeds & Mortgages	Sep 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`0031 A 076`

Property Details

APN / Parcel Number

Primary APN	`0031 A 076`
Alternative APN	`5255`

Exterior

Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	140 ft deep x 110 ft wide
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,536 sqft
Parking Spaces	9 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	288 sqft
Deck Area	16 sqft
Canopy	320 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	5255
Street Address	98 OAK ST
City	MORGANTON
State	GA
Zip	30560-3632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	8-1 LL288 LT45 DB1458-771* 0.35 AC
Legal Subdivision	PRINCE
Legal Block	D
Legal Lot Number	45
Jurisdiction	FANNIN GA
Township / Civil Division	MORGANTON
Census Block Group	2
Census Block	2045
Census Tract	50500

Owner

Source: Fannin County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	98 OAK ST, MORGANTON, GA 30560-3632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 1989 · Amount on Record
Deed Sale	Feb 25, 1989 · Amount on Record
Deed Book / Page	146 / 777
Last Transfer Date	Sep 29, 2021
Transfer Doc	001458/771
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Sep 29, 2021
Property Address	98 OAK ST, MORGANTON, GA 30560-3632
Document Number	001458/771
Book / Page	1458 / 771
Instrument Date	Sep 29, 2021
Instrument	2021-003327
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 OAK ST, MORGANTON, GA 30560-3632

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Municipality	Morganton City
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$264.00 (-24.36%)	$21,681 (+14.83%) Land $10,000 Building $11,681	$54,202 (+14.83%) Land $25,000 Building $29,202
2023		$18,881 (-) Land $7,200 Building $11,681	$47,202 (-) Land $18,000 Building $29,202
2022	$349.00	$18,881 Land $7,200 Building $11,681	$47,202 Land $18,000 Building $29,202

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 74% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORGANTON serves 1,768 people · EPA ID GA1110003
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20