Fannin County property record for 11 Oak St, Morganton, GA 30560
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,673 sqft · built 1977 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $995 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0031 A 022 |
| Primary APN | 0031 A 022 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,673 sqft Heated Area |
| 1st Floor Area | 1,338 sqft |
| Basement Area | 335 sqft |
| Finished Basement | 335 sqft |
| Unfinished Basement | 335 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 92 sqft |
| Deck Area | 128 sqft |
| Storage Building | 144 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 5201 |
|---|---|
| Street Address | 11 OAK ST |
| City | MORGANTON |
| State | GA |
| Zip | 30560-3605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 8-1 LL288 LT71 DB1244-606* 0.45 AC |
| Legal Subdivision | PRINCE |
| Legal Block | D |
| Legal Lot Number | 71 |
| Jurisdiction | FANNIN GA |
| Township / Civil Division | MORGANTON |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 50500 |
Source: Fannin County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11 OAK ST, MORGANTON, GA 30560-3605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NATION STAR MORTGAGE |
| Feb 11, 2022 | Warranty Deed, Transfer · Conventional Mortgage NATION STAR MORTGAGE |
| Jan 10, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2022 |
| Deed Sale | Apr 14, 2022 |
| Prior Sale | Jan 12, 2022 |
| Deed Document Number | 20221310 |
| Deed Book / Page | 1498 / 604 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FANNIN GA |
| Property Address | 11 OAK ST, MORGANTON, GA 30560-3605 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 11 OAK LN, BLUE RIDGE, GA 30513-3848 |
| Document Number | 0000001498/0000000607 |
|---|---|
| Date | Apr 14, 2022 |
| Book Page | 0000001498/0000000607 |
| Name | NATION STAR MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FANNIN GA |
| Recording Date | Feb 11, 2022 |
| Property Address | 11 OAK ST, MORGANTON, GA 30560-3605 |
| Document Number | 001498/604 |
| Book / Page | 1498 / 604 |
| Instrument Date | Feb 11, 2022 |
| Instrument | 2022-001310 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 OAK ST, MORGANTON, GA 30560-3605 |
| Document Number | 0001498607 |
|---|---|
| Date | Feb 11, 2022 |
| Instrument | 1498/607 |
| Name | NATION STAR MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FANNIN GA |
| Recording Date | Jan 10, 2022 |
| Property Address | 11 OAK ST, MORGANTON, GA 30560-3605 |
| Document Number | 001479/281 |
| Book / Page | 1479 / 281 |
| Instrument Date | Jan 10, 2022 |
| Instrument | 2022-000137 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 OAK ST, MORGANTON, GA 30560-3605 |
Source: Fannin County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Fannin County |
| Municipality | Morganton City |
| Unified School District | Fannin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $995.00 (-46.36%) Homeowner's exemption | $91,480 (+23.24%) Land $10,000 Building $81,480 | $228,699 (+23.23%) Land $25,000 Building $203,699 |
| 2023 | $74,232 Land $7,200 Building $67,032 | $185,580 Land $18,000 Building $167,580 | |
| 2022 | $1,855.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 74% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORGANTON serves 1,768 people · EPA ID GA1110003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ETC Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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