Fannin County property record for 79 Oak St, Morganton, GA 30560 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,142 sqft · built 1997 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | Individual Name on File |
| Last Sale | $364,500 (Jul 2023) |
| Tax Bill | $1,663 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Jul 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0031 A 017 |
| Primary APN | 0031 A 017 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,142 sqft Heated Area |
| 1st Floor Area | 1,424 sqft |
| Basement Area | 712 sqft |
| Finished Basement | 712 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Vinyl |
| Foundation Type | Masonry |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 23,087 sqft (0.53 acres) |
| Lot Dimensions | 228 ft deep x 102 ft wide |
| Terrain | Rolling |
| Garage Area | 484 sqft |
| Porch | Porch |
| Porch Area | 36 sqft |
| Deck Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 5196 |
|---|---|
| Old Parcel Number | 0031A017 |
| Street Address | 79 OAK ST |
| City | MORGANTON |
| State | GA |
| Zip | 30560-3605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 8-1 LL288 LT66 DB1564-526* 0.53 AC |
| Legal Subdivision | PRINCE |
| Legal Block | D |
| Legal Lot Number | 66 |
| Jurisdiction | FANNIN GA |
| Township / Civil Division | MORGANTON |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 50500 |
Source: Fannin County records · APN 0031 A 017
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 79 OAK ST, MORGANTON, GA 30560-3605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2022 | Deed of Trust, Mortgage · Commercial Mortgage UNITED COMMUNITY BANK |
| Jul 19, 2023 | Limited Warranty Deed, Transfer · Conventional Mortgage CAPITAL CITY HOME LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 19, 2023 · Amount on Record |
| Deed Sale | Jul 19, 2023 · Amount on Record |
| Deed Document Number | 0001564526 |
| Deed Book / Page | 1564 / 526 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FANNIN GA |
| Property Address | 79 OAK ST, MORGANTON, GA 30560-3605 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 79 OAK ST, MORGANTON, GA 30560-3605 |
| Document Number | 0000001521/0000000475 |
|---|---|
| Date | Aug 23, 2022 |
| Book Page | 0000001521/0000000475 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 01, 2047 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | FANNIN GA |
| Recording Date | Jul 19, 2023 |
| Property Address | 79 OAK ST, MORGANTON, GA 30560-3605 |
| Document Number | 001564/526 |
| Book / Page | 1564 / 526 |
| Instrument Date | Jul 05, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 79 OAK ST, MORGANTON, GA 30560-3605 |
| Document Number | 0001564528 |
|---|---|
| Date | Jul 19, 2023 |
| Instrument | 1564/528 |
| Name | CAPITAL CITY HOME LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Jan 01, 2053 |
Source: Fannin County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Fannin County |
| Municipality | Morganton City |
| Unified School District | Fannin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,663.00 (-32.12%) | $136,334 (+42.04%) Land $10,000 Building $126,334 | $340,834 (+42.04%) Land $25,000 Building $315,834 |
| 2023 | $95,982 (-27.48%) Land $7,200 Building $88,782 | $239,956 (-27.48%) Land $18,000 Building $221,956 | |
| 2022 | $2,450.00 Homeowner's exemption | $132,360 Land $7,200 Building $125,160 | $330,899 Land $18,000 Building $312,899 |
Source: FEMA National Flood Hazard Layer, Fannin County (13111C), updated September 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131110505002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 7 individual NFIP policies nearby |
| Nearby Flood Policies | 7 in force 4 of 7 on primary residences |
| Wildfire Risk | Moderate above 53% of the US · above 75% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 699 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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