San Luis Obispo County property record for 98 N Ocean Ave, Cayucos, CA 93430
| Property Type | Residential |
|---|---|
| Details | 1 bd · 1 ba · 5,342 sqft · built 2008 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Company Name on Record |
| Last Sale | $2,200,000 (Jun 2016) |
| Tax Bill | $27,049 (2025) |
| Flood Zone | Zone AO (high risk) |
| APN | 064-114-007 |
| Primary APN | 064-114-007 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 5,342 sqft Gross Area |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 4,356 sqft (0.1 acres) |
| Sewer | Connected |
|---|
| Street Address | 98 N OCEAN AVE |
|---|---|
| City | CAYUCOS |
| State | CA |
| Zip | 93430-1604 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Other |
| Local Zoning Code | 60 |
| Legal Description | TN CAY LT 10 BL 2 |
| Legal Subdivision | CAYUCOS |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 10504 |
Source: San Luis Obispo County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 98 N OCEAN AVE, CAYUCOS, CA 93430-1604 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2016 · Amount on Record |
| Deed Sale | Jun 30, 2016 · Amount on Record |
| Prior Sale | Mar 30, 2012 · Amount on Record |
| Deed Document Number | 201630909 |
| Prior Transfer Date | Nov 18, 1999 |
| Prior Transfer Doc | 0000083185 |
| Record Updated | Oct 29, 2026 |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Elementary School District | Cayucos Elementary School District (KG - 08) |
| Secondary School District | Coast Unified School District (9-12) (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,656,435 (+2%) Land $784,854 Building $1,871,581 | |
| 2025 | $27,049.00 (+1.87%) | $2,604,349 (+4.04%) Land $769,465 Building $1,834,884 |
| 2023 | $26,553.00 (+1.7%) | $2,503,221 Land $739,587 Building $1,763,634 |
| 2022 | $26,110.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 21 individual policies |
| Nearby Flood Policies | 33 units insured incl. 12 condo units |
| Nearby Flood Claims | 7 (1998–2023) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Oct 2023 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 65% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORRO ROCK MUTUAL WATER CO private · serves 2,181 people · EPA ID CA4010015 |
|---|---|
| Water Source | Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband.
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