113 N Ocean Ave, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 113 N Ocean Ave, Cayucos, CA 93430

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details1,624 sqft · built 1961
Lot Size0.1 acres (4,356 sqft)
OwnerCompany Name on File
Last Sale$1,300,000 (Apr 2019)
Tax Bill$14,757 (2025)
Deeds & MortgagesApr 2019 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN064-115-026

Property Details

APN / Parcel Number

Primary APN064-115-026

Interior

Building Area1,624 sqft Total Area

Exterior

Year BuiltBuilt 1961
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Lot Area4,356 sqft (0.1 acres)
TerrainOther

Location & Zoning

Street Address113 N OCEAN AVE
CityCAYUCOS
StateCA
Zip93430-1603
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionTN CAY BL 2 LT 15 & PTN LT 16
Legal Block2
Legal Lot Number15,16
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1022
Census Tract10504

Owner

113 N Ocean Ave, a commercial property, is owned by a company that bought it in April 2019.

Source: San Luis Obispo County records, as of September 29, 2025

Owner of RecordCompany Name on File
Mailing Address777 OLD CREEK RD, CAYUCOS, CA 93430-1535
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 30, 2019 · Amount on File
Deed SaleApr 30, 2019 · Amount on File
Prior SaleSep 22, 2003
Deed Document Number2019015528
Record UpdatedJun 8, 2026

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateApr 30, 2019
Property Address113 N OCEAN AVE, CAYUCOS, CA 93430-1603
Document Number0000015528
Instrument DateMar 12, 2019
Instrument15528
Transaction TypeTransfer
Record UpdatedMay 8, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,430.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address777 OLD CREEK RD CAYUCOS CA 934301535, CAYUCOS, CA 93430-1535

Mortgage

Document Number15529
DateApr 30, 2019
Instrument15529
Lender
NameWELLS TRUST (RT)
Address419 SICILY ST, MORRO BAY, CA 93442-2941
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 113 N Ocean Ave was $14,757.

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Elementary School DistrictCayucos Elementary School District (KG - 08)
Secondary School DistrictCoast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$14,757.00$1,394,393 Land $1,227,068 Building $167,325
2023$14,473.00 (+1.73%)$1,340,249 Land $1,179,420 Building $160,829
2022$14,227.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 113 N Ocean Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AO, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 individual policies
Nearby Flood Policies33 units insured
incl. 12 condo units
Nearby Flood Claims7 (1998–2023)
Claims Outside the SFHA6 of 7
Most Recent ClaimOct 2023
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 113 N Ocean Ave is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 65% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAYUCOS BEACH MUTUAL WATER COMPANY
serves 2,567 people · EPA ID CA4010006
Water SourcePurchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Astound Broadband.

Nearby Properties on N Ocean Ave

Nearby Streets

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