San Luis Obispo County property record for 47 N Ocean Ave, Cayucos, CA 93430
| Property Type | Commercial Vacant Land |
|---|---|
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $36 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jun 2021 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 064-116-004 |
| Primary APN | 064-116-004 |
|---|
| Lot Area | 2,178 sqft (0.05 acres) |
|---|---|
| Terrain | Below Road/Slope |
| Sewer | Connected |
|---|
| Street Address | 47 N OCEAN AVE |
|---|---|
| City | CAYUCOS |
| State | CA |
| Zip | 93430-1605 |
| Property Category | Commercial |
| Property Type | Vacant Land > Commercial |
| Local Zoning Code | CR |
| Legal Description | TN CAY BL 3 LT 9 |
| Legal Subdivision | CAYUCOS |
| Legal Block | 3 |
| Legal Lot Number | 9 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 10504 |
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 376, CAYUCOS, CA 93430-0376 |
| Owner Type | Company |
| Vesting | Partnership |
| Date | Document |
|---|---|
| Jun 18, 2021 | Deed of Trust, Mortgage COASTHILLS CU |
| Jun 18, 2021 | Deed of Trust, Mortgage · Line of Credit COASTHILLS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 27, 2014 |
| Transfer Doc | 0000010113 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 47 N OCEAN AVE, CAYUCOS, CA 93430-1605 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000043615 |
|---|---|
| Date | Jun 18, 2021 |
| Instrument | 2021043615 |
| Name | COASTHILLS CU |
|---|---|
| Type | Credit Union |
| Address | SANTA MARIA, CA 93454 |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 47 N OCEAN AVE, CAYUCOS, CA 93430-1605 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000043618 |
|---|---|
| Date | Jun 18, 2021 |
| Instrument | 2021043618 |
| Name | COASTHILLS CU |
|---|---|
| Type | Credit Union |
| Address | SANTA MARIA, CA 93454 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Elementary School District | Cayucos Elementary School District (KG - 08) |
| Secondary School District | Coast Unified School District (9-12) (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,750 (+1.98%) Land $1,750 | |
| 2025 | $36.00 (+5.88%) | $1,716 (+4%) Land $1,716 |
| 2023 | $34.00 (+3.03%) | $1,650 Land $1,650 |
| 2022 | $33.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 individual policies |
| Nearby Flood Policies | 33 units insured incl. 12 condo units |
| Nearby Flood Claims | 7 (1998–2023) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Oct 2023 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 65% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAYUCOS BEACH MUTUAL WATER COMPANY serves 2,567 people · EPA ID CA4010006 |
|---|---|
| Water Source | Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband.
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