98 Lumen Ct, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 98 Lumen Ct, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,290 sqft · built 2018
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,081 (Dec 2018)
Tax Bill	$10,039 (2025)
Deeds & Mortgages	Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023721-0930`

Property Details

APN / Parcel Number

Primary APN	`023721-0930`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	1 Story
Building Area	3,290 sqft Living Area
Gross Area	4,043 sqft
1st Floor Area	2,756 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,295 sqft (0.42 acres)
Garage Type	Attached
Garage Area	753 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished/Open Porch
Porch Area	1,712 sqft
Patio Area	1,268 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	98 LUMEN CT
City	SAINT AUGUSTINE
State	FL
Zip	32095-7457
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	89/53-88 BEACON LAKE PHASE 1 LOT 93 OR4659/1602
Legal Range	28E
Legal Township	05S
Legal Section	10
Legal Subdivision	BEACON LAKE PHASE 1
Legal Phase	1
Legal Lot Number	93
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2031
Census Tract	20904

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	98 LUMEN CT, SAINT AUGUSTINE, FL 32095-7457
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2018 · Amount on Record
Deed Sale	Dec 27, 2018 · Amount on Record
Deed Document Number	201891926
Deed Book / Page	4659 / 1602
Record Updated	Jun 8, 2026

December 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 27, 2018
Property Address	98 LUMEN CT, SAINT AUGUSTINE, FL 32095-7457
Document Number	0046591602
Book / Page	4659 / 1602
Map Reference	MB 89 PG 53-88
Instrument Date	Dec 21, 2018
Instrument	2018091926
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	DBA GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY # HWY1ST, 14701, JACKSONVILLE, FL 32256-3743

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 LUMEN CT, SAINT AUGUSTINE, FL 32095-7457

Mortgage

Document Number	2018091927
Date	Dec 27, 2018
Instrument	2018091927

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$513,509 (+2.7%)	$674,383 (-6.05%) Land $150,000 Building $524,383
2025	$10,039.00 (+8.13%) Homeowner's exemption	$500,009 (+2.9%)	$717,807 (+0.66%) Land $150,000 Building $567,807
2024	$9,284.00 (+3.05%) Homeowner's exemption	$485,917 (+3%)	$713,135 (+10.3%) Land $150,000 Building $563,135
2023	$9,009.00 (+3.02%) Homeowner's exemption	$471,764 (+3%)	$646,555 (+11.67%) Land $130,000 Building $516,555
2022	$8,745.00 Homeowner's exemption	$458,023	$578,970 Land $106,400 Building $472,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 206 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	206 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 65% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20