St. Johns County property record for 53 Lumen Ct, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,315 sqft · built 2018 |
| Lot Size | 0.33 acres (14,374 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $750,000 (Oct 2026) |
| Tax Bill | $9,030 (2025) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Sep 2025 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 023721-0970 |
| Primary APN | 023721-0970 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,315 sqft Living Area |
| Gross Area | 3,910 sqft |
| 1st Floor Area | 2,539 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,374 sqft (0.33 acres) |
| Garage Type | Attached |
| Garage Area | 595 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 392 sqft |
| Patio Area | 396 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 53 LUMEN CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-7457 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 89/53-88 BEACON LAKE PHASE 1 LOT 97 OR4661/706 & 5883/163(D/M) & 6228/741 (Q/C) |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 10 |
| Legal Subdivision | BEACON LAKE PHASE 1 |
| Legal Phase | 1 |
| Legal Lot Number | 97 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 20904 |
Source: St. Johns County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 53 LUMEN CT, SAINT AUGUSTINE, FL 32095-7457 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Oct 1, 2026 | Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC |
| Sep 29, 2025 | Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage NATIONSTAR MORTGAGE LLC |
| Sep 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Dec 31, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JET HOMELOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2026 · Amount on Record |
| Deed Sale | Oct 1, 2026 · Amount on Record |
| Prior Sale | Dec 31, 2018 · Amount on Record |
| Deed Document Number | 202683671 |
| Deed Book / Page | 6446 / 1429 |
| Prior Transfer Date | Sep 25, 2025 |
| Prior Transfer Doc | 0062280741 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 1, 2026 |
| Property Address | 53 LUMEN CT, SAINT AUGUSTINE, FL 32095-7457 |
| Document Number | 0000083671 |
| Book / Page | 6446 / 1429 |
| Instrument Date | Oct 1, 2026 |
| Instrument | 202683671 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2026 |
| Title Company | ATLANTIC COAST TITLE AND ESCROW, ATLANTIC COAST TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $530,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 53 LUMEN CT, SAINT AUGUSTINE, FL 32095-7457 |
| Document Number | 0000083672, |
|---|---|
| Date | Oct 1, 2026 |
| Instrument | 202683672 |
| Name | KIND LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 29, 2025 |
| Property Address | 53 LUMEN CT, SAINT AUGUSTINE, FL 32095-7457 |
| Document Number | 0062280741 |
| Book / Page | 6228 / 741 |
| Map Reference | MB 89 PG 53 |
| Instrument Date | Sep 25, 2025 |
| Instrument | 2025079073 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 53 LEMON ST, JACKSONVILLE, FL 32204 |
| Name | Verified Name |
|---|---|
| Address | 53 LUMEN CT, ST AUGUSTINE, FL 32095-7457 |
| Document Number | 0006241992 |
|---|---|
| Date | Sep 29, 2025 |
| Instrument | 6241/992 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 242 Months |
| Due | Nov 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 53 LUMEN CT, SAINT AUGUSTINE, FL 32095-7457 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0050311784 |
|---|---|
| Date | Sep 2, 2020 |
| Book Page | 5031/1784 |
| Instrument | 2020074079 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 31, 2018 |
| Property Address | 53 LUMEN CT, SAINT AUGUSTINE, FL 32095-7457 |
| Document Number | 0046610706 |
| Book / Page | 4661 / 0706 |
| Map Reference | MB 89 PG 53-88 |
| Instrument Date | Dec 27, 2018 |
| Instrument | 2018092693 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | DF TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,359.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14701 PHILIPS HWY # HWY1ST, 14701, JACKSONVILLE, FL 32256-3743 |
| Name | Verified Name |
|---|---|
| Address | 53 LUMEN CT, SAINT AUGUSTINE, FL 32095-7457 |
| Document Number | 2018092694 |
|---|---|
| Date | Dec 31, 2018 |
| Instrument | 2018092694 |
| Name | JET HOMELOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2049 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $436,530 (+2.7%) | $641,255 (-5.88%) Land $150,000 Building $491,255 | |
| 2025 | $9,030.00 (+7.87%) Homeowner's exemption | $425,054 (+2.9%) | $681,337 (+0.73%) Land $150,000 Building $531,337 |
| 2024 | $8,371.00 (+3.21%) Homeowner's exemption | $413,075 (+3%) | $676,367 (+10.59%) Land $150,000 Building $526,367 |
| 2023 | $8,111.00 (+3.11%) Homeowner's exemption | $401,044 (+3%) | $611,594 (+11.5%) Land $130,000 Building $481,594 |
| 2022 | $7,866.00 Homeowner's exemption | $389,363 | $548,508 Land $106,400 Building $442,108 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 206 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 206 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475 |
|---|---|
| Water Source | Purchased groundwater from JEA MAJOR GRID |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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