St. Johns County property record for 74 Lumen Ct, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,632 sqft · built 2018 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $566,000 (Jul 2021) |
| Tax Bill | $11,270 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 023721-0900 |
| Primary APN | 023721-0900 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,632 sqft Living Area |
| Gross Area | 3,580 sqft |
| 1st Floor Area | 2,632 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Type | Attached |
| Garage Area | 606 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 530 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 74 LUMEN CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-7457 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 89/53-88 BEACON LAKE PHASE 1 LOT 90 OR5319/1687 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 10 |
| Legal Subdivision | BEACON LAKE PHASE 1 |
| Legal Phase | 1 |
| Legal Block | 2 |
| Legal Lot Number | 90 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 20904 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 74 LUMEN CT, SAINT AUGUSTINE, FL 32095-7457 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 16, 2021 | Warranty Deed, Transfer · Conventional Mortgage TRUSTLINE MORTGAGE INC |
| Sep 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Oct 29, 2020 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Dec 4, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2021 · Amount on Record |
| Deed Sale | Jul 16, 2021 · Amount on Record |
| Prior Sale | Oct 29, 2020 · Amount on Record |
| Deed Document Number | 202179143 |
| Deed Book / Page | 5319 / 1687 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 16, 2021 |
| Property Address | 74 LUMEN CT, SAINT AUGUSTINE, FL 32095-7457 |
| Document Number | 0053191687 |
| Book / Page | 5319 / 1687 |
| Map Reference | MB 89 PG 53-88 |
| Instrument Date | Jul 2, 2021 |
| Instrument | 2021079143 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,962.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1008 E 156TH ST, BURNSVILLE, MN 55306-5111 |
| Name | Verified Name |
|---|---|
| Address | 74 LUMEN CT, SAINT AUGUSTINE, FL 32095-7457 |
| Document Number | 0053191689 |
|---|---|
| Date | Jul 16, 2021 |
| Instrument | 5319/1689 |
| Name | TRUSTLINE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 74 LUMEN CT, SAINT AUGUSTINE, FL 32095-7457 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 74 LUMEN CT, SAINT AUGUSTINE, FL 32095-7457 |
| Document Number | 0050400799 |
|---|---|
| Date | Sep 11, 2020 |
| Book Page | 5040/799 |
| Instrument | 2020077694 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 29, 2020 |
| Property Address | 74 LUMEN CT, SAINT AUGUSTINE, FL 32095-7457 |
| Document Number | 0050841352 |
| Book / Page | 5084 / 1352 |
| Map Reference | MB 89 PG 53-58 |
| Instrument Date | Oct 21, 2020 |
| Instrument | 2020096781 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | LANDMARK TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,220.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3302 BUTEOS CT, 3302, FORT COLLINS, CO 80524-3773 |
| Name | Verified Name |
|---|---|
| Address | 74 LUMEN CT, SAINT AUGUSTINE, FL 32095-7457 |
| Document Number | 50841355 |
|---|---|
| Date | Oct 29, 2020 |
| Instrument | 5084/1355 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 4, 2018 |
| Property Address | 74 LUMEN CT, SAINT AUGUSTINE, FL 32095-7457 |
| Document Number | 0046490203 |
| Book / Page | 4649 / 0203 |
| Map Reference | MB89 PG53-88 |
| Instrument Date | Nov 30, 2018 |
| Instrument | 2018086418 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | DF TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742 |
| Name | Verified Name |
|---|---|
| Address | 74 LUMEN CT, SAINT AUGUSTINE, FL 32095-7457 |
| Document Number | 2018086419 |
|---|---|
| Date | Dec 4, 2018 |
| Instrument | 2018086419 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2033 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $582,016 (-1.58%) Land $120,000 Building $462,016 | $582,016 (-3.61%) Land $120,000 Building $462,016 | |
| 2025 | $11,270.00 (+8.39%) Homeowner's exemption | $591,355 (+2.9%) | $603,799 (+0.52%) Land $120,000 Building $483,799 |
| 2024 | $10,398.00 (+8.78%) Homeowner's exemption | $574,689 (+11.56%) | $600,688 (+16.61%) Land $120,000 Building $480,688 |
| 2023 | $9,559.00 (+3.39%) Homeowner's exemption | $515,135 (+12.5%) | $515,135 (+12.5%) Land $120,000 Building $395,135 |
| 2022 | $9,246.00 | $457,908 | $457,908 Land $95,200 Building $362,708 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 206 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 206 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475 |
|---|---|
| Water Source | Purchased groundwater from JEA MAJOR GRID |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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