Cumberland County and Naples Town property record for 98 Harbor Rd, Naples, ME 04055
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 3 bd · 1.5 ba · 1,806 sqft · built 1963 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,890 (2024) |
| Deeds & Mortgages | Jan 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | NAPL M:U28 L:0010 |
| Primary APN | NAPL M:U28 L:0010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,806 sqft Living Area |
| Gross Area | 2,992 sqft |
| 1st Floor Area | 910 sqft |
| Basement Area | 896 sqft |
| Unfinished Basement | 896 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Other |
| Roof Type | Mansard |
| Roof Material | Asphalt |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Heating System | HVAC |
|---|
| Account Number | 2225 |
|---|---|
| Street Address | 98 HARBOR RD |
| City | NAPLES |
| State | ME |
| Zip | 04055 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Legal Lot Number | 10 |
| Jurisdiction | NAPLES ME |
| Township / Civil Division | NAPLES |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 14002 |
Source: Cumberland County and Naples Town records · APN NAPL M:U28 L:0010
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 863, NAPLES, ME 04055-0863 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPLES ME |
| Property Address | 98 HARBOR RD, NAPLES, ME 04055 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0363220328 |
|---|---|
| Date | Jan 07, 2020 |
| Book Page | 36322/328 |
| Instrument | 950 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
Source: Cumberland County and Naples Town records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Naples Town |
| Unified School District | School Administrative District 61 (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $418,293 (-) Land $285,500 Building $132,793 | |
| 2024 | $3,890.00 (+1.65%) | |
| 2023 | $3,827.00 (+10.9%) | $418,293 (-) Land $285,500 Building $132,793 |
| 2022 | $3,451.00 | $418,293 Land $285,500 Building $132,793 |
Source: FEMA National Flood Hazard Layer, Cumberland County (23005C), updated June 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230050140021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 32 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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