94 Harbor Rd, Naples, ME 04055 Property Records

Cumberland County and Naples Town property record for 94 Harbor Rd, Naples, ME 04055

Property Summary

Property Type	Exempt (Full or Partial)
Details	5 bd · 4.5 ba · 768 sqft
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual on Record
Tax Bill	$3,545 (2024)
Deeds & Mortgages	Feb 2020 Transfer Aug 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`NAPL M:U28 L:0009`

Property Details

APN / Parcel Number

Primary APN	`NAPL M:U28 L:0009`
Alternative APN	`2224`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	768 sqft Total Area
1st Floor Area	2,181 sqft
Basement Area	798 sqft
Unfinished Basement	798 sqft

Exterior

Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	2224
Street Address	94 HARBOR RD
City	NAPLES
State	ME
Zip	04055-3437
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	RES
Legal Lot Number	9
Jurisdiction	NAPLES ME
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1010
Census Tract	14002

Owner

Source: Cumberland County and Naples Town assessment roll, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	297 GORE RD, NAPLES, ME 04055-3457
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 9, 2019	Loan Modification, Mortgage NORWAY SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 25, 2020
Transfer Doc	0364530313
Record Updated	Sep 20, 2026

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAPLES ME
Recording Date	Feb 26, 2020
Property Address	94 HARBOR RD, NAPLES, ME 04055-3437
Document Number	0364530313
Book / Page	036453 / 000313
Instrument Date	Feb 25, 2020
Instrument	10324
Transaction Type	Transfer
Record Updated	Mar 13, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	297 GORE RD NAPLES ME 040553457, NAPLES, ME 04055-3457

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NAPLES ME
Property Address	94 HARBOR RD, NAPLES, ME 04055-3437
Document Number	0360760093
Instrument Date	Aug 9, 2019
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 HARBOR RD NAPLES ME 040553437, NAPLES, ME 04055-3437

Mortgage

Document Number	0360760093
Date	Oct 16, 2019
Book Page	036076/000093
Instrument	52118

Lender

Name	NORWAY SVGS BK
Type	Federal Savings Bank
Address	NORWAY, ME 04268

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Oct 15, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cumberland County and Naples Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Naples Town
Unified School District	School Administrative District 61 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025		$381,131 (-) Land $275,250 Building $105,881
2024	$3,545.00 (+1.66%)
2023	$3,487.00 (+10.91%)	$381,131 (-) Land $275,250 Building $105,881
2022	$3,144.00	$381,131 Land $275,250 Building $105,881

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Harbor Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures