102 Harbor Rd, Naples, ME 04055 Property Records

Cumberland County and Naples Town property record for 102 Harbor Rd, Naples, ME 04055

Property Summary

Details	960 sqft
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Jan 2017)
Tax Bill	$4,084 (2025)
Deeds & Mortgages	Sep 2020 Refinance Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`NAPL M:U28 L:0012`

Property Details

APN / Parcel Number

Primary APN	`NAPL M:U28 L:0012`
Alternative APN	`2227`

Interior

Stories	1 Story
Building Area	960 sqft Total Area

Exterior

Lot Area	14,375 sqft (0.33 acres)

Location & Zoning

Account Number	2227
Street Address	102 HARBOR RD
City	NAPLES
State	ME
Zip	04055-3438
Property Category	Other
Property Type	Unknown
Local Zoning Code	RES
Legal Lot Number	12
Jurisdiction	NAPLES ME
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1008
Census Tract	14002

Owner

Source: Cumberland County and Naples Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 EVERETT DR, NEWBURYPORT, MA 01950-3307
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CUSO HOME LENDING
Jan 31, 2017	Warranty Deed, Transfer YORK COUNTY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2017 · Amount on Record
Deed Sale	Jan 31, 2017 · Amount on Record
Prior Sale	May 22, 2013
Deed Document Number	20174860
Deed Book / Page	33794 / 133
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPLES ME
Property Address	102 HARBOR RD, NAPLES, ME 04055-3438
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0371930115
Date	Sep 18, 2020
Book Page	37193/115
Instrument	58540

Lender

Name	CUSO HOME LENDING

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2040

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAPLES ME
Recording Date	Jan 31, 2017
Property Address	102 HARBOR RD, NAPLES, ME 04055-3438
Document Number	0337940133
Book / Page	33794 / 0133
Instrument	000000004860
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004861
Date	Jan 31, 2017
Instrument	000000004861

Lender

Name	YORK COUNTY FCU

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Jan 31, 2032

Tax Assessment & Valuation

Source: Cumberland County and Naples Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Naples Town
Unified School District	School Administrative District 61 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,084.00 (+3.84%)	$429,877 (-) Land $334,776 Building $95,101
2023	$3,933.00 (+10.91%)	$429,877 (-) Land $334,776 Building $95,101
2022	$3,546.00	$429,877 Land $334,776 Building $95,101

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Harbor Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures