Grays Harbor County property record for 98 Elma Gate Rd E, Oakville, WA 98568
| Property Type | Mobile Home |
|---|---|
| Details | 1,296 sqft · built 2012 |
| Lot Size | 1.46 acres (63,598 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $317,000 (Jul 2021) |
| Tax Bill | $2,307 (2026) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 160432210030 |
| Primary APN | 160432210030 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,296 sqft Living Area |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Mobile Home |
| Roof Material | Composition Shingle |
| Lot Area | 63,598 sqft (1.46 acres) |
| Porch | Porch |
| Porch Area | 40 sqft |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 98 ELMA GATE RD E |
|---|---|
| City | OAKVILLE |
| State | WA |
| Zip | 98568-9614 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | A2 |
| Legal Description | TAX 8 |
| Legal Range | 32 |
| Legal Township | 04 |
| Legal Section | 16 |
| Legal Block | 322 |
| Legal Lot Number | 210 |
| Jurisdiction | GRAYS HARBOR WA |
| Township / Civil Division | OAKVILLE |
| Census Block Group | 1 |
| Census Block | 1137 |
| Census Tract | 700 |
Source: Grays Harbor County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 98 ELMA GATE RD E, OAKVILLE, WA 98568-9614 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2021 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 26, 2018 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2021 · Amount on Record |
| Deed Sale | Jul 30, 2021 · Amount on Record |
| Prior Sale | Aug 12, 2014 |
| Deed Document Number | 202167 |
| Prior Transfer Date | Aug 1, 2014 |
| Prior Transfer Doc | 0000000002 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Recording Date | Jul 30, 2021 |
| Property Address | 98 ELMA GATE RD E, OAKVILLE, WA 98568-9614 |
| Document Number | 0007300067 |
| Instrument Date | Jul 27, 2021 |
| Instrument | 2021-07300067 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2023 |
| Title Company | COAST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,284.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 98 ELMA GATE RD E, OAKVILLE, WA 98568-9614 |
| Document Number | 0007300068 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 2021-07300068 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Property Address | 98 ELMA GATE RD E, OAKVILLE, WA 98568-9614 |
| Document Number | 0001030036 |
| Instrument Date | Oct 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2019 |
| Title Company | COAST TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 98 ELMA GATE RD E OAKVILLE WA 985689614, OAKVILLE, WA 98568-9614 |
| Document Number | 0001030036 |
|---|---|
| Date | Jan 3, 2019 |
| Instrument | 1030036 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VI 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 2, 2049 |
Source: Grays Harbor County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Grays Harbor County |
| Unified School District | Oakville School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,307.00 (+0.48%) | ||
| 2025 | $271,181 (-) Land $78,450 Building $192,731 | $271,181 (-) Land $78,450 Building $192,731 | |
| 2024 | $2,296.00 (-1.12%) | $271,181 (+6.14%) Land $78,450 Building $192,731 | $271,181 (+6.14%) Land $78,450 Building $192,731 |
| 2023 | $2,322.00 | ||
| 2022 | $255,491 Land $62,760 Building $192,731 | $255,491 Land $62,760 Building $192,731 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 64 (1990–2022) |
| Claims Outside the SFHA | 13 of 64 |
| Most Recent Claim | Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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