48 Elma Gate Rd E, Oakville, WA 98568 Property Records

Grays Harbor County property record for 48 Elma Gate Rd E, Oakville, WA 98568

Property Summary

Property Type	Single Family Home
Details	1,356 sqft · built 1935
Lot Size	12.1 acres (528,383 sqft)
Owner	Individual Name on Record
Last Sale	$53,000 (Mar 2008)
Tax Bill	$2,774 (2026)
Deeds & Mortgages	Jun 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`160432220010`

Property Details

APN / Parcel Number

Primary APN	`160432220010`

Interior

Stories	1 Story
Building Area	1,356 sqft Living Area
1st Floor Area	1,356 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Foundation Type	Block
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	528,383 sqft (12.1 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	70 sqft

Location & Zoning

Street Address	48 ELMA GATE RD E
City	OAKVILLE
State	WA
Zip	98568-9613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	LOT A OF BLA 08-02130010
Legal Range	32
Legal Township	04
Legal Section	16
Legal Block	322
Legal Lot Number	A
Jurisdiction	GRAYS HARBOR WA
Township / Civil Division	OAKVILLE
Census Block Group	1
Census Block	1137
Census Tract	700

Owner

Source: Grays Harbor County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	48 ELMA GATE RD E, OAKVILLE, WA 98568-9613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2008 · Amount on Record
Deed Sale	Mar 14, 2008 · Amount on Record
Deed Document Number	200887
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	48 ELMA GATE RD E, OAKVILLE, WA 98568-9613
Transaction Type	Mortgage
Record Updated	Oct 27, 2023
Title Company	GRAYS HARBOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 ELMA GATE RD E, OAKVILLE, WA 98568-9613

Mortgage

Document Number	0006010023
Date	Jun 1, 2021
Instrument	2021-06010023

Lender

Name	UMPQUA BANK
Type	Bank
Address	ROCHESTER, WA 98579

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Grays Harbor County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Grays Harbor County
Unified School District	Oakville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,774.00 (+10.56%)
2025		$316,399 (-) Land $154,388 Building $162,011	$316,399 (-) Land $154,388 Building $162,011
2024	$2,509.00 (-1.14%)	$316,399 (+13.23%) Land $154,388 Building $162,011	$316,399 (+13.23%) Land $154,388 Building $162,011
2023	$2,538.00
2022		$279,433 Land $123,510 Building $155,923	$279,433 Land $123,510 Building $155,923

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	64 (1990–2022)
Claims Outside the SFHA	13 of 64
Most Recent Claim	Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding
Claims by Event	Severe Winter Storm, Landslides, Mudslides, And Flooding, Jan 2009 · 12 claims Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 31 claims High Winds, Severe Storms And Flooding, Feb 1996 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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