Grays Harbor County property record for 53 Elma Gate Rd E, Oakville, WA 98568
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,680 sqft · built 1905 |
| Lot Size | 27.7 acres (1,206,612 sqft) |
| Owner | Company Name on Record |
| Last Sale | $339,900 (Jun 2019) |
| Tax Bill | $4,550 (2026) |
| Deeds & Mortgages | Nov 2023 Mortgage Jul 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 160432210010 |
| Primary APN | 160432210010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,680 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | Multi-Level |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Composition Shingle |
| Lot Area | 1,206,612 sqft (27.7 acres) |
| Garage Area | 2,024 sqft |
| Porch | Slab |
| Porch Area | 475 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 53 ELMA GATE RD E |
|---|---|
| City | OAKVILLE |
| State | WA |
| Zip | 98568-9613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Description | TAX 11 |
| Legal Range | 32 |
| Legal Township | 04 |
| Legal Section | 16 |
| Legal Block | 322 |
| Legal Lot Number | 210 |
| Jurisdiction | GRAYS HARBOR WA |
| Township / Civil Division | OAKVILLE |
| Census Block Group | 1 |
| Census Block | 1138 |
| Census Tract | 700 |
Source: Grays Harbor County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 53 ELMA GATE RD E, OAKVILLE, WA 98568-9613 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Nov 8, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jul 22, 2022 | Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC |
| Jun 17, 2019 | Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2019 · Amount on Record |
| Deed Sale | Jun 17, 2019 · Amount on Record |
| Deed Document Number | 2019119 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Property Address | 53 ELMA GATE RD E, OAKVILLE, WA 98568-9613 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0011080028 |
|---|---|
| Date | Nov 8, 2023 |
| Instrument | 2023-11080028 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 333 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Property Address | 53 ELMA GATE RD E, OAKVILLE, WA 98568-9613 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 53 ELMA GATE RD E, OAKVILLE, WA 98568-9613 |
| Document Number | 0007220021 |
|---|---|
| Date | Jul 22, 2022 |
| Instrument | 2022-07220021 |
| Name | LOANCARE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT LAUDERDALE, FL 33323 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Recording Date | Jun 17, 2019 |
| Property Address | 53 ELMA GATE RD E, OAKVILLE, WA 98568-9613 |
| Document Number | 0006170119 |
| Instrument Date | May 22, 2019 |
| Instrument | 2019-06170119 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2021 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,205.47 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1714, CENTRALIA, WA 98531-0706 |
| Document Number | 0006170120 |
|---|---|
| Date | Jun 17, 2019 |
| Instrument | 2019-06170120 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Number | 0006170121 |
|---|---|
| Date | Jun 17, 2019 |
| Instrument | 2019-06170121 |
| Name | WASHINGTON STATE HOUSING FIN COMMISSION |
|---|---|
| Type | Government Agency |
| Address | SEATTLE, WA 98104 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
Source: Grays Harbor County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Grays Harbor County |
| Unified School District | Oakville School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,550.00 (-9.05%) | ||
| 2025 | $5,003.00 (+21.52%) | $520,413 (-) Land $238,500 Building $281,913 | $520,413 (-) Land $238,500 Building $281,913 |
| 2024 | $4,117.00 | $520,413 Land $238,500 Building $281,913 | $520,413 Land $238,500 Building $281,913 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 64 (1990–2022) |
| Claims Outside the SFHA | 13 of 64 |
| Most Recent Claim | Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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