Madison County property record for 98 E Locust St, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 783 sqft |
| Owner | 2 Individual Names on Record |
| Tax Bill | $378 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | R005-0005-0044 |
| Primary APN | R005-0005-0044 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 783 sqft Living Area |
| Exterior Material | Brick/Stone |
|---|
| Account Number | 139425 |
|---|---|
| Street Address | 98 E LOCUST ST |
| City | RICHMOND |
| State | KY |
| Zip | 40475-1024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT B |
| Legal Lot Number | B |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 10602 |
Source: Madison County records, as of February 1, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 98 E LOCUST ST, RICHMOND, KY 40475-1024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2004 |
| Deed Sale | Sep 16, 2004 |
| Deed Document Number | 0000579282 |
| Record Updated | Jun 7, 2026 |
Source: Madison County assessment roll, as of April 1, 2023
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $378.00 (-0.26%) | $39,000 (-) | $39,000 (-) |
| 2022 | $379.00 | $39,000 | $39,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures