Madison County property record for 102 E Locust St, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 985 sqft |
| Lot Size | 0.221 acres (9,638 sqft) |
| Owner | Company Name on Record |
| Last Sale | $240,000 (Jun 2024) |
| Tax Bill | $876 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Line of Credit Apr 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R005-0005-0042 |
| Primary APN | R005-0005-0042 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 985 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 9,638 sqft (0.221 acres) |
| Account Number | 73823 |
|---|---|
| Street Address | 102 E LOCUST ST |
| City | RICHMOND |
| State | KY |
| Zip | 40475-1024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROSEDALE PARK LOT 31, 32 & 33 BLK M |
| Legal Subdivision | ROSEDALE PARK ADDITION |
| Legal Tract | 1 |
| Legal Block | M |
| Legal Lot Number | 31-33 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 10602 |
Source: Madison County records, as of October 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 120 QUINTON CT, 214, LEXINGTON, KY 40509-1319 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Apr 7, 2022 | Deed, Transfer · Line of Credit ZAHED PROPERTY MANAGEMENT LLC |
| Apr 1, 2020 | Deed, Transfer PEOPLES BANK & TRUST CO OF MADISON |
| Apr 3, 2018 | Warranty Deed, Transfer CENTRAL BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 11, 2024 · Amount on Record |
| Deed Sale | Jun 11, 2024 · Amount on Record |
| Prior Sale | Apr 7, 2022 · Amount on Record |
| Deed Document Number | 202414208123 |
| Deed Book / Page | 853 / 350 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 7, 2022 |
| Property Address | 102 E LOCUST ST, RICHMOND, KY 40475-1024 |
| Document Number | 00D821/206 |
| Book / Page | D821 / 206 |
| Map Reference | MB P1 PG 10 |
| Instrument Date | Apr 4, 2022 |
| Instrument | 2014085453 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $82.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1015 BROOKSTOWN RD, RICHMOND, KY 40475-9225 |
| Name | Verified Name |
|---|---|
| Address | 1312 MOULTRIE CT, LEXINGTON, KY 40513-1942 |
| Investor | Possibly a Property Investor |
| Document Number | 2014085454 |
|---|---|
| Date | Apr 7, 2022 |
| Instrument | 2014085454 |
| Name | ZAHED PROPERTY MANAGEMENT LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Oct 4, 2022 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 1, 2020 |
| Property Address | 102 E LOCUST ST, RICHMOND, KY 40475-1024 |
| Document Number | D00786/306 |
| Book / Page | D00786 / 306 |
| Map Reference | MB P1 PG 10 |
| Instrument Date | Apr 1, 2020 |
| Instrument | 2014009738 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $440.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 617 MAPLE GROVE RD, RICHMOND, KY 40475-8967 |
| Name | Verified Name |
|---|---|
| Address | 1015 BROOKSTOWN RD, RICHMOND, KY 40475-9225 |
| Investor | Possibly a Property Investor |
| Document Number | 2014009739 |
|---|---|
| Date | Apr 1, 2020 |
| Instrument | 2014009739 |
| Name | PEOPLES BANK & TRUST CO OF MADISON |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 3, 2018 |
| Property Address | 102 E LOCUST ST, RICHMOND, KY 40475-1024 |
| Document Number | D00757/532 |
| Book / Page | D00757 / 532 |
| Instrument Date | Mar 30, 2018 |
| Instrument | 2013973778 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $35.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 230 CARVERS FERRY RD, RICHMOND, KY 40475-9408 |
| Name | Verified Name |
|---|---|
| Address | 114 WHITTINGTON CIR, RICHMOND, KY 40475-8612 |
| Document Number | 2013973779 |
|---|---|
| Date | Apr 3, 2018 |
| Instrument | 2013973779 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 59 Months |
| Due | Mar 30, 2023 |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $876.00 (+119.55%) | $93,000 (+125.95%) | $93,000 (+125.95%) |
| 2023 | $399.00 (-0.25%) | $41,160 (-) | $41,160 (-) |
| 2022 | $400.00 | $41,160 | $41,160 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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