Madison County property record for 106 E Locust St, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 900 sqft |
| Owner | Company Name on Record |
| Last Sale | $28,750 (Feb 2022) |
| Tax Bill | $546 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Feb 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R005-0005-0040 |
| Primary APN | R005-0005-0040 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 900 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Account Number | 71293 |
|---|---|
| Street Address | 106 E LOCUST ST |
| City | RICHMOND |
| State | KY |
| Zip | 40475-1024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROSEDALE PARK LOT 28 & PT 29 BLK M |
| Legal Block | M |
| Legal Lot Number | 28 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 10602 |
Source: Madison County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 309 RAVENWOOD PL, RICHMOND, KY 40475-9836 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jun 6, 2022 | Deed of Trust, Mortgage FIRST NATIONAL BANK OF RUSSELL SPRINGS |
| Feb 25, 2022 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 25, 2022 · Amount on Record |
| Deed Sale | Feb 25, 2022 · Amount on Record |
| Deed Document Number | 2014079125 |
| Deed Book / Page | D819 / 24 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 106 E LOCUST ST, RICHMOND, KY 40475-1024 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M2165/189 |
|---|---|
| Date | Jun 6, 2022 |
| Book Page | M2165/189 |
| Instrument | 2014094881 |
| Name | FIRST NATIONAL BANK OF RUSSELL SPRINGS |
|---|---|
| Address | RUSSELL SPRINGS, KY 42642 |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Jun 1, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Feb 25, 2022 |
| Property Address | 106 E LOCUST ST, RICHMOND, KY 40475-1024 |
| Document Number | 000D819/24 |
| Book / Page | D819 / 24 |
| Map Reference | MB 1 PG 10 |
| Instrument Date | Feb 24, 2022 |
| Instrument | 2014079125 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $29.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1333 SPEEDWELL RD, RICHMOND, KY 40475-9588 |
| Name | Verified Name |
|---|---|
| Address | 114 E MAIN ST STE C, C, RICHMOND, KY 40475-1987 |
| Investor | Possibly a Property Investor |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $546.00 (+96.4%) Additional exemption filed | $58,000 (+101.74%) | $58,000 (+101.74%) |
| 2023 | $278.00 (-0.36%) | $28,750 (-) | $28,750 (-) |
| 2022 | $279.00 | $28,750 | $28,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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