St. Johns County property record for 98 Cerro St, Saint Augustine, FL 32084 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1995 |
| Square Footage | 970 sqft Living Area |
| Lot Size | 6,534 sqft (0.15 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $248,000 (2018) |
| Tax Bill | $4,010.00 (2025) |
| Primary APN | 212790-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 970 sqft Living Area |
| Gross Area | 1,154 sqft Gross Area |
| 1st Floor | 970 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,534 sqft (0.15 acres) |
| Depth X Width | 105 ft x 52 ft Depth x Width |
| Garage Type | Carport Garage |
| Garage Area | 169 sqft Garage |
| Carport | Carport |
| Carport Area | 169 sqft Carport |
| Patio Area | 143 sqft Patio |
| Porch Area | 16 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 98 CERRO ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-5102 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BUENA ESPERANZA SUB CITY LOTS 13 & 14 & S20FT OF LOT 15 BLK 11 OR4579/1210 & 4927/54(Q/C) |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 19 |
| Legal Subdivision | BUENA ESPERANZA SUBDIVISION |
| Legal Block | 11 |
| Legal Lot Number | 13-15 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 2 |
| Census Block | 2006 |
| Census Tract | 20400 |
Source: St. Johns County records · APN 212790-0000
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 98 CERRO ST, SAINT AUGUSTINE, FL 32084-5102 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 21, 2020 | Quit Claim Deed, Transfer HOMETOWN LNDRS |
| Jul 13, 2018 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 13, 2018 · Amount on Record |
| Deed Sale | Jul 13, 2018 · Amount on Record |
| Prior Sale | Jul 17, 2015 · Amount on Record |
| Deed Doc Number | 201849925 |
| Deed Book / Page | 4579 / 1210 |
| Last Transfer Date | Apr 13, 2020 |
| Transfer Doc | 0049270054 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 21, 2020 |
| Property Address | 98 CERRO ST, SAINT AUGUSTINE, FL 32084-5102 |
| Document Number | 0049270054 |
| Book / Page | 004927 / 000054 |
| Instrument Date | Apr 13, 2020 |
| Instrument | 30780 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2020 |
| Title Company | COAST TO COAST TITLE AND ESCROW, COAST TO COAST TITLE & ESCROW |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 98 CERRO ST ST AUGUSTINE FL 320845102, ST AUGUSTINE, FL 32084-5102 |
| Document Number | 49270056 |
|---|---|
| Date | Apr 21, 2020 |
| Book Page | 004927/000056 |
| Instrument | 30781 |
| Name | HOMETOWN LNDRS |
|---|---|
| Address | HUNTSVILLE, AL 35806 |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Apr 20, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 13, 2018 |
| Property Address | 98 CERRO ST, SAINT AUGUSTINE, FL 32084-5102 |
| Document Number | 0045791210 |
| Book / Page | 4579 / 1210 |
| Map Reference | MB145 PG292 |
| Instrument Date | Jul 10, 2018 |
| Instrument | 2018049925 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 98 CERRO ST, 98, SAINT AUGUSTINE, FL 32084-5102 |
| Name | Verified Name |
|---|---|
| Address | 359A RIBERIA ST, SAINT AUGUSTINE, FL 32084-5116 |
| Document Number | 2018049926 |
|---|---|
| Date | Jul 13, 2018 |
| Instrument | 2018049926 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2048 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $249,059 (+2.7%) | $417,381 (+5.78%) Land $193,440 Building $223,941 | |
| 2025 | $4,010.00 (+8.2%) Homeowner's exemption | $242,511 (+2.9%) | $394,591 (+1.74%) Land $193,440 Building $201,151 |
| 2024 | $3,706.00 (+2.72%) Homeowner's exemption | $235,676 (+3%) | $387,857 (-4.79%) Land $193,440 Building $194,417 |
| 2023 | $3,608.00 (+3.35%) Homeowner's exemption | $228,812 (+3%) | $407,365 (+20.9%) Land $193,440 Building $213,925 |
| 2022 | $3,491.00 Homeowner's exemption | $222,148 | $336,933 Land $184,155 Building $152,778 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Lincolnville Historic District listed 1991 · 548 contributing resources · NRIS 91000979 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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