St. Johns County property record for 108 Cerro St, Saint Augustine, FL 32084 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2003 |
| Square Footage | 1,396 sqft Living Area |
| Lot Size | 3,484 sqft (0.08 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $370,000 (2021) |
| Tax Bill | $7,942.00 (2025) |
| Primary APN | 212900-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 1,396 sqft Living Area |
| 1st Floor | 1,200 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Wood Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 3,484 sqft (0.08 acres) |
| Depth X Width | 80 ft x 45 ft Depth x Width |
| Deck Area | 120 sqft Deck |
| Porch Area | 112 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 108 CERRO ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-5161 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BUENA ESPERANZA SUB CITY LOTS 16 & 17 BLK 12 (EX W PART IN DB215/192) OR5171/548 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 19 |
| Legal Subdivision | BUENA ESPERANZA SUBDIVISION |
| Legal Block | 12 |
| Legal Lot Number | 16,17 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 2 |
| Census Block | 2010 |
| Census Tract | 20400 |
Source: St. Johns County records · APN 212900-0000
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 108 CERRO ST, SAINT AUGUSTINE, FL 32084-5161 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 04, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP |
| Aug 23, 2018 | Quit Claim Deed, Transfer VYSTAR CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 04, 2021 · Amount on Record |
| Deed Sale | Feb 04, 2021 · Amount on Record |
| Prior Sale | Aug 23, 2018 · Amount on Record |
| Deed Doc Number | 202113056 |
| Deed Book / Page | 5171 / 548 |
| Prior Transfer Date | Jul 19, 2018 |
| Prior Transfer Doc | 0046011329 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 04, 2021 |
| Property Address | 108 CERRO ST, SAINT AUGUSTINE, FL 32084-5161 |
| Document Number | 0051710548 |
| Book / Page | 5171 / 548 |
| Map Reference | MB 215 PG 192 |
| Instrument Date | Feb 03, 2021 |
| Instrument | 2021013056 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,590.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 514 WOODS AVE SW, 514, ROANOKE, VA 24016-4826 |
| Name | Verified Name |
|---|---|
| Address | 10848 SAINT MARTINS RD, BERLIN, MD 21811-2263 |
| Document Number | 5171550 |
|---|---|
| Date | Feb 04, 2021 |
| Instrument | 5171/550 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 23, 2018 |
| Property Address | 108 CERRO ST, SAINT AUGUSTINE, FL 32084-5161 |
| Document Number | 0046011329 |
| Book / Page | 004601 / 001329 |
| Instrument Date | Jul 19, 2018 |
| Instrument | 61404 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2018 |
| Title Company | VYSTAR TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $270.20 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 CERRO ST ST AUGUSTINE FL 320845161, ST AUGUSTINE, FL 32084-5161 |
| Document Number | 46011332 |
|---|---|
| Date | Aug 23, 2018 |
| Book Page | 004601/001332 |
| Instrument | 61406 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Aug 22, 2033 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $418,513 (+4.47%) Land $147,600 Building $270,913 | $418,513 (+4.47%) Land $147,600 Building $270,913 | |
| 2025 | $7,942.00 (+6.53%) | $400,611 (-3.89%) | $400,611 (-3.89%) Land $147,600 Building $253,011 |
| 2024 | $7,455.00 (+2.19%) | ||
| 2023 | $7,295.00 (+13.7%) | $416,821 (+25.14%) | $416,821 (+25.14%) Land $147,600 Building $269,221 |
| 2022 | $6,416.00 | $333,085 | $333,085 Land $140,515 Building $192,570 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Lincolnville Historic District listed 1991 · 548 contributing resources · NRIS 91000979 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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