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95 Cerro St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 95 Cerro St, Saint Augustine, FL 32084 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1975
Square Footage1,101 sqft Living Area
Lot Size5,662 sqft (0.13 acres)
GarageDetached, 152 sqft
OccupancyOwner Occupied
Tax Bill$2,093.00 (2025)

Property Details

APN / Parcel Number

Primary APN213050-0000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures5 Plumbing Fixtures
Building Area1,101 sqft Living Area
Gross Area1,253 sqft Gross Area
1st Floor1,101 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1975
Exterior MaterialWood Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area5,662 sqft (0.13 acres)
Depth X Width120 ft x 50 ft Depth x Width
Garage TypeDetached Garage
Garage Area152 sqft Garage
Porch Area320 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address95 CERRO ST
CitySAINT AUGUSTINE
StateFL
Zip32084-5113
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBUENA ESPERANZA SUB CITY LOT 11 BLK 14 OR667/951 & 1310/460 &1483/765 & 4423/935
Legal Range30E
Legal Township07S
Legal Section19
Legal SubdivisionBUENA ESPERANZA SUBDIVISION
Legal Block14
Legal Lot Number11
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup2
Census Block2004
Census Tract20400

Owner

Source: St. Johns County records · APN 213050-0000

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address95 CERRO ST, SAINT AUGUSTINE, FL 32084-5113
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 01, 2017Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
US SMALL BUSN ADMN
Aug 18, 2017Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateMar 24, 2000
Transfer Doc0000012266
Record RefreshedJun 08, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address95 CERRO ST, SAINT AUGUSTINE, FL 32084-5113
Document Number0045051441
Instrument DateDec 01, 2017
Transaction TypeMortgage
Record UpdatedMar 14, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address95 CERRO ST ST AUGUSTINE FL 320845113, ST AUGUSTINE, FL 32084-5113

Mortgage

Document Number0045051441
DateFeb 21, 2018
Book Page004505/001441
Instrument11466
Lender
NameUS SMALL BUSN ADMN
AddressBIRMINGHAM, AL 35211
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueFeb 20, 2048

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateAug 18, 2017
Property Address95 CERRO ST, SAINT AUGUSTINE, FL 32084-5113
Document Number0044230935
Book / Page004423 / 000935
Instrument DateAug 11, 2017
Instrument57518
Transaction TypeTransfer
Record UpdatedSep 25, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address95 CERRO ST ST AUGUSTINE FL 320845113, ST AUGUSTINE, FL 32084-5113

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
MunicipalitySt. Augustine City
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$130,556 (-5.12%) Land $130,556$196,000 (-) Land $196,000
2025$2,093.00 (+11.57%) Homeowner's exemption$137,599 (+1.65%)$196,000 (-) Land $196,000
2024$1,876.00 (+5.39%)
2023$1,780.00 (-32.09%) Homeowner's exemption$135,362 (-30.85%)$196,000 (-30.48%) Land $196,000
2022$2,621.00 Homeowner's exemption$195,764$281,917 Land $186,592 Building $95,325

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation7.0 ft
CoastalYes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Lincolnville Historic District
listed 1991 · 548 contributing resources · NRIS 91000979

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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