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86 Cedar St, Sturbridge, MA 01566 Property Records

Worcester County and Sturbridge Town property record for 86 Cedar St, Sturbridge, MA 01566 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,428 sqft · built 2001
Lot Size1.6 acres (69,696 sqft)
OwnerIndividual Name on File
Last Sale$365,000 (Dec 2019)
Tax Bill$8,905 (2025)
Deeds & MortgagesAug 2020 Refinance
Dec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN202-02416-086

Property Details

APN / Parcel Number

Primary APN202-02416-086
Alternative APNs
  • STUR M:202 B:000 L:2416-086
  • M:202 B:000 L:2416=086

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,428 sqft Living Area
Gross Area5,166 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area69,696 sqft (1.6 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number202-02416-086
Street Address86 CEDAR ST
CitySTURBRIDGE
StateMA
Zip01566-1355
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number2416-86
JurisdictionSTURBRIDGE MA
Township / Civil DivisionSTURBRIDGE
Census Block Group2
Census Block2003
Census Tract758103

Owner

Source: Worcester County and Sturbridge Town records · APN 202-02416-086

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address86 CEDAR ST, STURBRIDGE, MA 01566-1355
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
MORTGAGE EQUITY PARTNERS LLC
Dec 19, 2019Quit Claim Deed, Transfer · Stand-Alone First Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 19, 2019 · Amount on Record
Deed SaleDec 19, 2019 · Amount on Record
Prior SaleDec 27, 2013 · Amount on Record
Deed Document Number2019138578
Deed Book / Page61624 / 189
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTURBRIDGE MA
Property Address86 CEDAR ST, STURBRIDGE, MA 01566-1355
Transaction TypeMortgage
Record UpdatedMar 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number63079-58
DateAug 21, 2020
Book Page63079/58
Instrument94522
Lender
NameMORTGAGE EQUITY PARTNERS LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueSep 01, 2035

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTURBRIDGE MA
Recording DateDec 19, 2019
Property Address86 CEDAR ST, STURBRIDGE, MA 01566-1355
Document Number61624-189
Book / Page61624 / 189
Instrument DateDec 18, 2019
Instrument138578
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address86 CEDAR ST, STURBRIDGE, MA 01566-1355

Mortgage

Document Number138579
DateDec 19, 2019
Instrument138579
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Worcester County and Sturbridge Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionSturbridge Town
Elementary School DistrictSturbridge School District (PK - 06)
Secondary School DistrictTantasqua School District (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,905.00 (+2.2%)$559,000 (+5.79%) Land $86,700 Building $472,300$521,075 (+2.39%)
2024$8,713.00 (+6.75%)$528,400 (+16.98%) Land $84,900 Building $443,500$508,915
2023$8,162.00$451,700 Land $74,000 Building $377,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277581032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 58% of Massachusetts
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 140 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 35

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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