94 Cedar St, Sturbridge, MA 01566 Property Records

Worcester County and Sturbridge Town property record for 94 Cedar St, Sturbridge, MA 01566

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,160 sqft · built 2002
Lot Size	4.53 acres (197,327 sqft)
Owner	2 Individual Names on File
Last Sale	$204,693 (Mar 2002)
Tax Bill	$7,489 (2025)
Deeds & Mortgages	Feb 2019 Line of Credit Aug 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`202-02056-094`

Property Details

APN / Parcel Number

Primary APN	`202-02056-094`
Alternative APNs	`STUR M:202 B:000 L:2056-094` `M:202 B:000 L:2056=094`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,160 sqft Living Area
Gross Area	3,834 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	197,327 sqft (4.53 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	202-02056-094
Street Address	94 CEDAR ST
City	STURBRIDGE
State	MA
Zip	01566-1355
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	GERTRUDE N VICKERS
Legal Lot Number	2056-94
Jurisdiction	STURBRIDGE MA
Township / Civil Division	STURBRIDGE
Census Block Group	2
Census Block	2003
Census Tract	758103

Owner

Source: Worcester County and Sturbridge Town records · APN 202-02056-094

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	94 CEDAR ST, STURBRIDGE, MA 01566-1355
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2019	Deed of Trust, Mortgage · Line of Credit CORNERSTONE BANK
Aug 19, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CORNERSTONE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 11, 2002 · Amount on Record
Deed Sale	Mar 11, 2002 · Amount on Record
Prior Sale	Sep 25, 2001 · Amount on Record
Deed Book / Page	26131 / 251
Record Updated	Sep 20, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	94 CEDAR ST, STURBRIDGE, MA 01566-1355
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	60086-373
Date	Feb 26, 2019
Book Page	60086/373
Instrument	17296

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Mar 01, 2039

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	94 CEDAR ST, STURBRIDGE, MA 01566-1355
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63057-26
Date	Aug 19, 2020
Book Page	63057/26
Instrument	93078

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Sep 01, 2040

Tax Assessment & Valuation

Source: Worcester County and Sturbridge Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sturbridge Town
Elementary School District	Sturbridge School District (PK - 06)
Secondary School District	Tantasqua School District (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,489.00 (+1.99%)	$470,100 (+5.57%) Land $97,200 Building $372,900	$487,065 (+2.19%)
2024	$7,343.00 (+4.87%)	$445,300 (+14.92%) Land $95,200 Building $350,100	$476,615
2023	$7,002.00	$387,500 Land $84,300 Building $303,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277581032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 129 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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