98 Caddie Cir, Murphy, NC 28906 Property Records

Cherokee County property record for 98 Caddie Cir, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,514 sqft · built 1975
Lot Size	1.24 acres (54,014 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Sep 2005)
Tax Bill	$1,352 (2025)
Flood Zone	Zone X (minimal risk)
APN	`550102662016000`

Property Details

APN / Parcel Number

Primary APN	`550102662016000`
Alternative APN	`440045103613`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,514 sqft Heated Area
Basement Area	414 sqft
Finished Basement	1,100 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Combination
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	54,014 sqft (1.24 acres)
Lot Dimensions	234 ft deep x 203 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	168 sqft
Deck Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	440045103613
Street Address	98 CADDIE CIR
City	MURPHY
State	NC
Zip	28906-7087
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLK D MULKEY HOMESITES 704/108
Legal Block	D
Legal Lot Number	7
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	2
Census Block	2020
Census Tract	930501

Owner

Source: Cherokee County records · APN 550102662016000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	98 CADDIE CIR, MURPHY, NC 28906-7087
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 08, 2005 · Amount on Record
Deed Sale	Sep 08, 2005 · Amount on Record
Deed Document Number	2005-0049945
Deed Book / Page	1179 / 0458
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,352.00	$178,790 (-3.89%)	$178,790 (-3.89%) Land $11,500 Building $167,290
2023		$186,020	$186,020 Land $11,500 Building $174,520

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), as of February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399305012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (2020–2025)
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Feb 2020 · 2 claims

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Wilkes Telephone Membership Fixed Wireless	10 / 1

May also be available: CND Acquisition, T-Mobile USA.

Based on FCC filings for 23 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0120010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF MURPHY serves 4,498 people
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.