234 Caddie Cir, Murphy, NC 28906 Property Records

Cherokee County property record for 234 Caddie Cir, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 2,212 sqft · built 1984
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Jun 2018)
Tax Bill	$1,924 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550102663859000`

Property Details

APN / Parcel Number

Primary APN	`550102663859000`
Alternative APN	`47881`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,212 sqft Heated Area
Gross Area	7,608 sqft
1st Floor Area	1,260 sqft
Upper Floors Area	952 sqft
Basement Area	952 sqft
Finished Basement	952 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1994
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)
Lot Dimensions	225 ft deep x 473 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	Deck Area
Patio Area	1,640 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	47881
Street Address	234 CADDIE CIR
City	MURPHY
State	NC
Zip	28906-7090
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2-D MULKEY HOMESITES 1456/66
Legal Subdivision	MULKEY HOMESITES
Legal Block	D
Legal Lot Number	2-D
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	2
Census Block	2020
Census Tract	930501

Owner

Source: Cherokee County records, as of July 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	234 CADDIE CIR, MURPHY, NC 28906-7090
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · Line of Credit E-CHICAGO TITLE, CHICAGO TITLE
Jun 8, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2018 · Amount on Record
Deed Sale	Jun 8, 2018 · Amount on Record
Prior Sale	Jan 16, 2013
Deed Document Number	20182757
Deed Book / Page	1588 / 1084
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Recording Date	Jun 23, 2026
Property Address	234 CADDIE CIR, MURPHY, NC 28906-7090
Document Number	0000003089
Book / Page	1804 / 41
Instrument Date	Jun 17, 2026
Instrument	20263089
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 CADDIE CIR, MURPHY, NC 28906-7090

Mortgage

Document Number	0000003089,
Date	Jun 23, 2026
Book Page	1804/41
Instrument	20263089

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 17, 2041

Interest

Rate	5.85%
Max Rate	-1%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jun 8, 2018
Property Address	234 CADDIE CIR, MURPHY, NC 28906-7090
Document Number	01588/1084
Book / Page	01588 / 1084
Instrument Date	May 24, 2018
Instrument	02757
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	475 DR AVE, 475, MURPHY, NC 28906

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 CADDIE CIR, MURPHY, NC 28906-7090

Mortgage

Document Number	02758
Date	Jun 8, 2018
Instrument	02758

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,924.00	$259,520 (-)	$259,520 (-) Land $11,500 Building $248,020
2023		$259,520	$259,520 Land $11,500 Building $248,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (2020–2025)
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Feb 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 80% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MURPHY serves 4,498 people · EPA ID NC0120010
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	10 / 1

May also be available: Peachtree Broadband Fiber.

Nearby Properties on Caddie Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures