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130 Caddie Cir, Murphy, NC 28906 Property Records

Cherokee County property record for 130 Caddie Cir, Murphy, NC 28906 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,491 sqft · built 1985
Lot Size1.3 acres (56,628 sqft)
OwnerIndividual Name on File
Last Sale$375,000 (Oct 2023)
Tax Bill$1,347 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN550102664250000

Property Details

APN / Parcel Number

Primary APN550102664250000
Alternative APNs
  • 38882
  • 61262

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,491 sqft Heated Area
Basement Area1,556 sqft
FlooringCarpet
Interior WallsPlaster
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Exterior MaterialWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area56,628 sqft (1.3 acres)
Lot Dimensions259 ft deep x 210 ft wide
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area260 sqft
Deck Area260 sqft
Shed1 Shed
Shed Area204 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number61262
Street Address130 CADDIE CIR
CityMURPHY
StateNC
Zip28906-9021
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 83 CHEROKEE HILLS GOLF COURSE PROP 1481/344
Legal Phase1481
Legal Lot Number83
JurisdictionCHEROKEE NC
Township / Civil DivisionMURPHY
Census Block Group2
Census Block2020
Census Tract930501

Owner

Source: Cherokee County records · APN 550102664250000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address130 CADDIE CIR, MURPHY, NC 28906-9021
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2023Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU
Dec 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 16, 2023 · Amount on Record
Deed SaleOct 16, 2023 · Amount on Record
Prior SaleMay 06, 2005 · Amount on Record
Deed Document Number5192
Deed Book / Page1744 / 476
Record UpdatedJun 08, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateOct 16, 2023
Property Address130 CADDIE CIR, MURPHY, NC 28906-9021
Document Number001744/476
Book / Page1744 / 476
Instrument DateOct 02, 2023
Instrument5192
Transaction TypeTransfer
Record UpdatedNov 22, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$750.00
Amount AccuracyRounded by County
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3220 SUMMER STREAM LN NW, KENNESAW, GA 30152-5881

Transferred To (Grantee/Buyer)

NameVerified Name
Address130 CADDIE CIR, MURPHY, NC 28906-9021

Mortgage

Document Number0001744479
DateOct 16, 2023
Instrument1744/479
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053
Interest
Rate TypeAdjustable Rate
Rate7.02%
Type Change DateNov 01, 2028
Change Frequency5 Years
Min Rate At Change3.75%
Max Rate At Change9.25%
Index5-Year TN
Max Rate13%

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address130 CADDIE CIR, MURPHY, NC 28906-9021
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1667/172
DateDec 14, 2020
Book Page1667/172
Instrument7773
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 01, 2036

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,347.00$178,110 (-)$178,110 (-) Land $11,500 Building $166,610
2023$178,110$178,110 Land $11,500 Building $166,610

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399305012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 13 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies13 in force
7 of 13 on primary residences
Nearby Flood Claims6 (2020–2025)
Most Recent ClaimApr 2025, rainfall accumulation
Flood Events
  • Severe Storms, Tornadoes, And Flooding (Feb 2020), 2 claims

Wildfire

Wildfire RiskModerate
above 58% of the US · above 80% of North Carolina
Wildfire LikelihoodAbout 1 in 613 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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