98 Annabelle Pl, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 98 Annabelle Pl, Schenectady, NY 12306

Property Summary

Property TypeTownhouse
Details2 bd · 2 ba · 1,237 sqft · built 2007
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on Record
Last Sale$155,000 (Mar 2017)
Tax Bill$5,369 (2026)
Deeds & MortgagesJan 2018 Sale
Jun 2017 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN422800 38.18-1-48

Property Details

APN / Parcel Number

Primary APN422800 38.18-1-48
Alternative APN
  • 280003801800010480000000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,237 sqft Living Area
1st Floor Area1,237 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions25 ft deep x 37 ft wide
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area25 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address98 ANNABELLE PL
CitySCHENECTADY
StateNY
Zip12306-5742
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR-3
Legal Block1
Legal Lot Number48.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group3
Census Block3008
Census Tract32602

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address98 ANNABELLE PL, SCHENECTADY, NY 12306-5742
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 17, 2018Warranty Deed, Transfer
Jun 8, 2017Quit Claim Deed, Transfer
Quitclaim
Mar 28, 2017Warranty Deed, Transfer · Conventional Mortgage
SEFCU MORTGAGE SERVICES

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 28, 2017 · Amount on Record
Deed SaleMar 28, 2017 · Amount on Record
Prior SaleMay 22, 2007 · Amount on Record
Deed Document Number201713820
Deed Book / Page1959 / 629
Record UpdatedOct 29, 2026

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJan 17, 2018
Property Address98 ANNABELLE PL, SCHENECTADY, NY 12306-5742
Document Number0000002656
Book / Page001979 / 000907
Instrument DateJan 11, 2018
Instrument2656
Transaction TypeTransfer
Record UpdatedJan 24, 2018

Transaction

AmountAmount Recorded
Tax$624.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 BRENTWOOD LN SCHENECTADY NY 123063429, SCHENECTADY, NY 12306-3429

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateJun 8, 2017
Property Address98 ANNABELLE PL, SCHENECTADY, NY 12306-5742
Document Number0019640400
Book / Page001964 / 000400
Instrument DateApr 25, 2017
Transaction TypeTransfer
Record UpdatedJun 27, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address98 ANNABELLE PL SCHENECTADY NY 123065742, SCHENECTADY, NY 12306-5742

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateMar 28, 2017
Property Address98 ANNABELLE PL, SCHENECTADY, NY 12306-5742
Document Number0000013820
Book / Page1959 / 629
Map ReferenceLB1742 PG238
Instrument DateMar 22, 2017
Instrument201713820
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$620.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1364 LEVEY RD, 1364, PATTERSONVILLE, NY 12137-3506

Transferred To (Grantee/Buyer)

NameVerified Name
Address84 ANNABELLE PL, SCHENECTADY, NY 12306-5741

Mortgage

Document Number0000013821
DateMar 28, 2017
Instrument201713821
Lender
NameSEFCU MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2047

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictSchalmont Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,369.00 (-8.53%) Veteran's exemption
2025$5,870.00$160,000 (-) Land $7,800 Building $152,200$246,200 (+16.96%) Land $12,002 Building $234,198
2023$160,000 Land $7,800 Building $152,200$210,500 Land $10,262 Building $200,238

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims5 (1980–2019)
Claims Outside the SFHA1 of 5
Most Recent ClaimApr 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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