Schenectady County and Rotterdam Town property record for 108 Annabelle Pl, Schenectady, NY 12306
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2 ba · 1,237 sqft · built 2007 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $191,500 (Dec 2007) |
| Tax Bill | $5,907 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Mar 2024 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 38.18-1-52 |
| Primary APN | 422800 38.18-1-52 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,237 sqft Living Area |
| 1st Floor Area | 1,237 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 25 ft deep x 37 ft wide |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 25 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 108 ANNABELLE PL |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-5743 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R-3 |
| Legal Block | 1 |
| Legal Lot Number | 52.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 32602 |
108 Annabelle Pl, a townhouse, is owned and occupied by an individual who bought it in December 2007.
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 108 ANNABELLE PL, SCHENECTADY, NY 12306-5743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 28, 2024 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Nov 29, 2023 | Deed, Transfer · Conventional Mortgage FIRST SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 2007 · Amount on File |
| Deed Sale | Dec 13, 2007 · Amount on File |
| Deed Book / Page | 1773 / 203 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 2, 2026 |
| Property Address | 108 ANNABELLE PL, SCHENECTADY, NY 12306-5743 |
| Document Number | 0000015075 |
| Instrument Date | Jun 27, 2026 |
| Instrument | 202615075 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2026 |
| Title Company | ROCKET TITLE GROUP LLC, ROCKET CLOSE LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000015075, |
|---|---|
| Date | Jul 2, 2026 |
| Instrument | 202615075 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 108 ANNABELLE PL, SCHENECTADY, NY 12306-5743 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE |
| Name | Verified Name |
|---|---|
| Address | 108 ANNABELLE PL, ROTTERDAM, NY 12306-5743 |
| Document Number | 0000018438 |
|---|---|
| Date | Mar 28, 2024 |
| Book Page | 5365/10 |
| Instrument | 202418438 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 5, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 29, 2023 |
| Property Address | 108 ANNABELLE PL, SCHENECTADY, NY 12306-5743 |
| Document Number | 0000067382 |
| Book / Page | 2120 / 319 |
| Instrument Date | Nov 13, 2023 |
| Instrument | 202367382 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | SPA CITY TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $960.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 LEGEND LN, BALLSTON SPA, NY 12020-3055 |
| Name | Verified Name |
|---|---|
| Address | 3204 CARLTON WAY, BALLSTON SPA, NY 12020-4026 |
| Investor | Possibly a Property Investor |
| Document Number | 0000067383 |
|---|---|
| Date | Nov 29, 2023 |
| Instrument | 202367383 |
| Name | FIRST SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
The 2026 property tax bill for 108 Annabelle Pl was $5,907, down 7.7% from the year before.
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Schalmont Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,907.00 (-7.67%) | ||
| 2025 | $6,398.00 | $160,000 (-) Land $7,800 Building $152,200 | $246,200 (+10.8%) Land $12,002 Building $234,198 |
| 2024 | $160,000 (-) Land $7,800 Building $152,200 | $222,200 (+5.56%) Land $10,832 Building $211,368 | |
| 2023 | $160,000 Land $7,800 Building $152,200 | $210,500 Land $10,262 Building $200,238 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 Annabelle Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 5 (1980–2019) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Apr 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Annabelle Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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