88 Annabelle Pl, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 88 Annabelle Pl, Schenectady, NY 12306

Property Summary

Property TypeTownhouse
Details2 bd · 2 ba · 1,237 sqft · built 2006
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on Record
Last Sale$197,000 (Jan 2023)
Tax Bill$5,907 (2026)
Deeds & MortgagesJan 2023 Sale & Mortgage
Aug 2020 Sale
Flood ZoneZone X (minimal risk)
APN422800 38.18-1-44

Property Details

APN / Parcel Number

Primary APN422800 38.18-1-44
Alternative APN
  • 280003801800010440000000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,237 sqft Living Area
1st Floor Area1,237 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions25 ft deep x 37 ft wide
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area145 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address88 ANNABELLE PL
CitySCHENECTADY
StateNY
Zip12306-5741
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR-3
Legal SubdivisionPUTNAM WOODS CONDOMINIUM INC
Legal Block1
Legal Lot Number44.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group3
Census Block3008
Census Tract32602

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address88 ANNABELLE PL, SCHENECTADY, NY 12306-5741
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2023Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 11, 2020Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 24, 2023 · Amount on Record
Deed SaleJan 24, 2023 · Amount on Record
Prior SaleAug 11, 2020 · Amount on Record
Deed Document Number20234198
Deed Book / Page2101 / 304
Prior Transfer DateJun 8, 2022
Prior Transfer Doc0000030998
Record UpdatedOct 29, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJan 24, 2023
Property Address88 ANNABELLE PL, SCHENECTADY, NY 12306-5741
Document Number0000004198
Book / Page2101 / 304
Map ReferenceLB 1742 PG 238
Instrument DateDec 3, 2022
Instrument202304198
Transaction TypeTransfer
Record UpdatedFeb 3, 2023
Title CompanySTEWART TITLE, STEWART TITLE INS CO UPSTATE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$788.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address610 MARIAVILLE RD APT 404, 404, SCHENECTADY, NY 12306-1157

Transferred To (Grantee/Buyer)

NameVerified Name
Address2045 HELDERBERG AVE, SCHENECTADY, NY 12306-3303

Mortgage

Document Number0000004199
DateJan 24, 2023
Instrument202304199
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 1, 2043

August 2020: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateAug 11, 2020
Property Address88 ANNABELLE PL, SCHENECTADY, NY 12306-5741
Document Number0000023250
Book / Page2039 / 446
Instrument DateAug 2, 2020
Instrument202023250
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
Tax$690.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address48 PINEWOOD DR, 48, GLENVILLE, NY 12302-4734

Transferred To (Grantee/Buyer)

NameVerified Name
Address597 MARIAVILLE RD, SCHENECTADY, NY 12306-1134

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictSchalmont Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,907.00 (-7.67%)
2025$6,398.00$160,000 (-) Land $7,800 Building $152,200$246,200 (+16.96%) Land $12,002 Building $234,198
2023$160,000 Land $7,800 Building $152,200$210,500 Land $10,262 Building $200,238

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims5 (1980–2019)
Claims Outside the SFHA1 of 5
Most Recent ClaimApr 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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