9798 W Gardner Rd, Bloomington, IN 47403 Property Records

Monroe County property record for 9798 W Gardner Rd, Bloomington, IN 47403

Property Summary

Property TypeSingle Family Home
Details1 bd · 1.5 ba · 1,283 sqft · built 1899
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on File
Tax Bill$1,122 (2025)
Deeds & MortgagesJan 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN016-06880-00

Property Details

APN / Parcel Number

Primary APN016-06880-00
Alternative APN
  • 53-09-18-100-009.000-015

Interior

Bedrooms1 Bed
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,283 sqft Living Area
1st Floor Area739 sqft
AtticAttic
Attic Area1,088 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1899
Effective Year BuiltEffective 1980
Construction TypeWood
Foundation TypeNo Foundation
Roof MaterialMetal
Lot Area217,800 sqft (5 acres)
TerrainLow
Shed1 Shed
Shed Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number016-06880-00
Street Address9798 W GARDNER RD
CityBLOOMINGTON
StateIN
Zip47403-9226
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAGRR
Legal DescriptionPT W1/2 NE 18-8-2W 5.00A
JurisdictionMONROE IN
Township / Civil DivisionVAN BUREN
Census Block Group2
Census Block2006
Census Tract1200

Owner

9798 W Gardner Rd is owned and occupied by an individual who acquired it in April 2010.

Source: Monroe County records, as of June 22, 2026

Owner of RecordIndividual Name on File
Mailing Address9798 W GARDNER RD, BLOOMINGTON, IN 47403-9226
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 23, 2010
Transfer Doc2010005459
Record UpdatedSep 20, 2026

January 2024: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionMONROE IN
Recording DateJan 11, 2024
Property Address9798 W GARDNER RD, BLOOMINGTON, IN 47403-9226
Document Number2024000349
Instrument DateJan 5, 2024
Instrument2024000349
Transaction TypeTransfer
Record UpdatedFeb 22, 2024

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9798 W GARDNER RD, BLOOMINGTON, IN 47403-9226

Mortgage

Document Number2024000350
DateJan 11, 2024
Instrument2024000350
Lender
NameMORTGAGE MASTERS OF INDIANA INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2054

Mortgage

Document Number2024000350
DateJan 11, 2024
Instrument2024000350
Lender
NameMORTGAGE MASTERS OF INDIANA INC
TypeMortgage Company
Address501 N CROSS POINTE BLVD, EVANSVILLE, IN 47715
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 9798 W Gardner Rd was $1,122, up 206.6% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyMonroe County
County SubdivisionVan Buren Township
Unified School DistrictMonroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,122.00 (+206.56%)$159,800 Land $70,000 Building $89,800$159,800 Land $70,000 Building $89,800
2024$366.00
2023$118,400 (+9.63%) Land $56,000 Building $62,400$118,400 (+9.63%) Land $56,000 Building $62,400
2022$96.00$108,000 Land $52,000 Building $56,000$108,000 Land $52,000 Building $56,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9798 W Gardner Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims5 (2013–2021)
Most Recent ClaimJun 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9798 W Gardner Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30

Cell Coverage

No cell data coverage reported

Nearby Properties on W Gardner Rd

Nearby Streets

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