9779 W Gardner Rd, Bloomington, IN 47403 Property Records

Monroe County property record for 9779 W Gardner Rd, Bloomington, IN 47403

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,620 sqft · built 1986
Lot Size	2.02 acres (87,991 sqft)
Owner	Individual Name on Record
Last Sale	$201,900 (May 2021)
Tax Bill	$1,115 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`016-29090-00`

Property Details

APN / Parcel Number

Primary APN	`016-29090-00`
Alternative APN	`53-09-18-200-003.000-015`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,620 sqft Living Area
1st Floor Area	1,620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	87,991 sqft (2.02 acres)
Terrain	High
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	016-29090-00
Street Address	9779 W GARDNER RD
City	BLOOMINGTON
State	IN
Zip	47403-9114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRR
Legal Description	PT SE NW 18-8-2W 2.02 A PLAT 23
Jurisdiction	MONROE IN
Township / Civil Division	VAN BUREN
Census Block Group	2
Census Block	2008
Census Tract	1200

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9779 W GARDNER RD, BLOOMINGTON, IN 47403-9114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Sep 24, 2018	Warranty Deed, Transfer · FHA Mortgage MID-AMERICAN MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2021 · Amount on Record
Deed Sale	May 18, 2021 · Amount on Record
Prior Sale	Sep 24, 2018 · Amount on Record
Deed Document Number	20219296
Prior Transfer Date	Mar 26, 2013
Prior Transfer Doc	2013005396
Record Updated	Sep 20, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	May 18, 2021
Property Address	9779 W GARDNER RD, BLOOMINGTON, IN 47403-9114
Document Number	2021009296
Instrument Date	May 12, 2021
Instrument	2021009296
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9779 W GARDNER RD, BLOOMINGTON, IN 47403-9114

Mortgage

Document Number	2021009297
Date	May 18, 2021
Instrument	2021009297

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Sep 24, 2018
Property Address	9779 W GARDNER RD, BLOOMINGTON, IN 47403-9114
Document Number	2018013131
Instrument Date	Sep 14, 2018
Instrument	2018013131
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	FREIBERT MATTINGLY TITLE, FREIBERT & MATTINGLY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9779 W GARDNER RD, BLOOMINGTON, IN 47403-9114

Mortgage

Document Number	2018013134
Date	Sep 24, 2018
Instrument	2018013134

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Van Buren Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,115.00 (+0.72%)	$170,400 (-2.96%) Land $55,100 Building $115,300	$170,400 (-2.96%) Land $55,100 Building $115,300
2024	$1,107.00 (+4.53%)
2023		$175,600 (+9.07%) Land $44,100 Building $131,500	$175,600 (+9.07%) Land $44,100 Building $131,500
2022	$1,059.00	$161,000 Land $43,100 Building $117,900	$161,000 Land $43,100 Building $117,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2013–2021)
Most Recent Claim	Jun 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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