Monroe County property record for 9776 W Gardner Rd, Bloomington, IN 47403
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 2 ba · 1,708 sqft · built 1970 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $893 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 016-04490-04 |
| Primary APN | 016-04490-04 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,708 sqft Living Area |
| 1st Floor Area | 828 sqft |
| Attic | Attic |
| Attic Area | 1,760 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Metal |
| Lot Area | 435,600 sqft (10 acres) |
| Terrain | Low |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Heating System | Gravity Furnace |
|---|
| Account Number | 016-04490-04 |
|---|---|
| Street Address | 9776 W GARDNER RD |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47403-9226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AGRR |
| Legal Description | 016-04490-04 PT NW NE 18-8-2W 10A PLAT 38 (7.38A CL FOREST) |
| Jurisdiction | MONROE IN |
| Township / Civil Division | VAN BUREN |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 1200 |
Source: Monroe County records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9776 W GARDNER RD, BLOOMINGTON, IN 47403-9226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Monroe County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Monroe County |
| County Subdivision | Van Buren Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $893.00 (+6.06%) | $141,100 (+19.98%) Land $58,200 Building $82,900 | $141,100 (+19.98%) Land $58,200 Building $82,900 |
| 2024 | $842.00 (-25.02%) | ||
| 2023 | $117,600 (-15.46%) Land $46,600 Building $71,000 | $117,600 (-15.46%) Land $46,600 Building $71,000 | |
| 2022 | $1,123.00 | $139,100 Land $67,000 Building $72,100 | $139,100 Land $67,000 Building $72,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (2013–2021) |
| Most Recent Claim | Jun 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
No cell data coverage reported
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