Monroe County property record for 979 Gall Rd, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1885 |
| Square Footage | 1,534 sqft Building Perimeter |
| Lot Size | 135,907 sqft (3.12 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $163,000 (2017) |
| Tax Bill | $5,405.00 (2024) |
| Primary APN | 07-23-100-009-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 1,534 sqft Building Perimeter |
| 1st Floor | 1,534 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1885 |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 135,907 sqft (3.12 acres) |
| Shed | 1 Shed |
|---|---|
| Shed Area | 240 sqft Shed |
| Patio Area | 96 sqft Patio |
| Porch Area | 770 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 979 GALL RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-2227 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PART LOT 3C |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 23 |
| Legal Lot Number | 3C |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 22 |
| Census Blockgroup | 3 |
| Census Block | 3002 |
| Census Tract | 600402 |
Source: Monroe County records · APN 07-23-100-009-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 979 GALL RD, WATERLOO, IL 62298-2227 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 09, 2019 | Deed of Trust, Mortgage SCOTT CU |
| Jan 30, 2019 | Deed of Trust, Mortgage SCOTT CU |
| Aug 04, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST CNTY BK |
| Jul 03, 2017 | Grant Deed, Transfer GUARANTEED RATE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 03, 2017 · Amount on Record |
| Deed Sale | Jul 03, 2017 · Amount on Record |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 979 GALL RD, WATERLOO, IL 62298-2227 |
| Document Number | 0000404187 |
| Instrument Date | Oct 09, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 04, 2019 |
| Title Company | ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 979 GALL RD WATERLOO IL 622982227, WATERLOO, IL 62298-2227 |
| Document Number | 0000404187 |
|---|---|
| Date | Oct 16, 2019 |
| Instrument | 404187 |
| Name | SCOTT CU |
|---|---|
| Type | Credit Union |
| Address | EDWARDSVILLE, IL 62025 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Oct 15, 2034 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 979 GALL RD, WATERLOO, IL 62298-2227 |
| Document Number | 0000399921 |
| Instrument Date | Jan 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2019 |
| Title Company | TOWN AND COUNTRY TITLE GUARANTY, TOWN AND COUNTRY TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 979 GALL RD WATERLOO IL 622982227, WATERLOO, IL 62298-2227 |
| Document Number | 0000399921 |
|---|---|
| Date | Feb 11, 2019 |
| Instrument | 399921 |
| Name | SCOTT CU |
|---|---|
| Type | Credit Union |
| Address | EDWARDSVILLE, IL 62025 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Feb 10, 2034 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 979 GALL RD, WATERLOO, IL 62298-2227 |
| Document Number | 0000391288 |
| Instrument Date | Aug 04, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 05, 2017 |
| Title Company | ACCENT TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 524 W 5TH ST ST JACOB IL 622811555, ST JACOB, IL 62281-1555 |
| Document Number | 0000391288 |
|---|---|
| Date | Aug 07, 2017 |
| Instrument | 391288 |
| Name | FIRST CNTY BK |
|---|---|
| Type | Bank |
| Address | BELLEVILLE, IL 62220 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 06, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.95% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jul 03, 2017 |
| Property Address | 979 GALL RD, WATERLOO, IL 62298-2227 |
| Document Number | 0000390712 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 390712 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | ACCENT TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $245.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 979 GALL RD WATERLOO IL 622982227, WATERLOO, IL 62298-2227 |
| Document Number | 390713 |
|---|---|
| Date | Jul 03, 2017 |
| Instrument | 390713 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 02, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $105,480 (+34.39%) Land $20,450 Building $85,030 | $316,440 (+34.39%) Land $61,350 Building $255,090 | |
| 2024 | $5,405.00 | ||
| 2022 | Additional exemption filed | $78,490 Land $20,450 Building $58,040 | $235,470 Land $61,350 Building $174,120 |
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