Monroe County property record for 973 Gall Rd, Waterloo, IL 62298
| Property Type | General Agricultural/Rural |
|---|---|
| Lot Size | 5.31 acres (231,304 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $127,500 (Jun 2024) |
| Tax Bill | $87 (2024) |
| Deeds & Mortgages | Oct 2025 Mortgage Jul 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-23-100-007-000 |
| Primary APN | 07-23-100-007-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 231,304 sqft (5.31 acres) |
|---|
| Street Address | 973 GALL RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-2227 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Local Zoning Code | MA2 |
| Legal Description | PART LOT 3A |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 23 |
| Legal Lot Number | 3A |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 22 |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 600402 |
Source: Monroe County records · APN 07-23-100-007-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1027 GALL RD, WATERLOO, IL 62298-2229 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 15, 2025 | Deed of Trust, Mortgage · Conventional Mortgage MIDWEST BANK |
| Jul 27, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 24, 2024 · Amount on Record |
| Deed Sale | Jun 24, 2024 · Amount on Record |
| Deed Document Number | 2024433590 |
| Prior Transfer Date | Jul 10, 2018 |
| Prior Transfer Doc | 0000397121 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 973 GALL RD, WATERLOO, IL 62298-2227 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000439640 |
|---|---|
| Date | Oct 15, 2025 |
| Instrument | 439640 |
| Name | MIDWEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 01, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.2% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jul 27, 2018 |
| Property Address | 973 GALL RD, WATERLOO, IL 62298-2227 |
| Document Number | 0000397121 |
| Instrument Date | Jul 10, 2018 |
| Instrument | 397121 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2008 TIFFANY DR BELLEVILLE IL 622238608, BELLEVILLE, IL 62223-8608 |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,697 (+44.06%) Land $1,697 | ||
| 2024 | $87.00 | $4,530 Land $4,530 | |
| 2022 | $1,178 Land $1,178 |
Source: FEMA National Flood Hazard Layer as of August 18, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| HTC Holding DSL | 30 / 3 |
May also be available: T-Mobile USA, Verizon.
Based on FCC filings for 8 locations within half a mile of this property.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures