Monroe County property record for 1038 Gall Rd, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 1969 |
| Square Footage | 1,711 sqft Building Perimeter |
| Lot Size | 323,215 sqft (7.42 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $390,000 (2026) |
| Tax Bill | $1,800.00 (2024) |
| Primary APN | 07-23-100-004-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Building Area | 1,711 sqft Building Perimeter |
| 1st Floor | 1,219 sqft 1st Floor |
| Upper Floors | 492 sqft Upper Floors |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 323,215 sqft (7.42 acres) |
| Driveway | Driveway Concrete |
| Driveway Area | 3,044 sqft Driveway |
| Garage Area | 462 sqft Garage |
| Porch Area | 210 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 1038 GALL RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-2230 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PART TAX LOT 3BA 0191627 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 23 |
| Legal Lot Number | 3 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 22 |
| Census Blockgroup | 3 |
| Census Block | 3003 |
| Census Tract | 600402 |
Source: Monroe County records · APN 07-23-100-004-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 105 ELM ST, WATERLOO, IL 62298-1412 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 23, 2026 | Deed, Transfer · Building or Construction Mortgage STATE BANK |
| May 21, 2026 | Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 23, 2026 · Amount on Record |
| Deed Sale | Jun 23, 2026 · Amount on Record |
| Deed Doc Number | 2026443155 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jun 23, 2026 |
| Property Address | 1038 GALL RD, WATERLOO, IL 62298-2230 |
| Document Number | 0000443155 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 2026443155 |
| Transaction Type | Transfer |
| Record Updated | Jul 07, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $59,085.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 ELM ST, WATERLOO, IL 62298-1412 |
| Document Number | 0000443156, |
|---|---|
| Date | Jun 23, 2026 |
| Instrument | 2026443156 |
| Name | STATE BANK |
|---|
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.5% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | May 21, 2026 |
| Property Address | 1038 GALL RD, WATERLOO, IL 62298-2230 |
| Document Number | 0000442674 |
| Instrument Date | May 19, 2026 |
| Instrument | 2026442674 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1038 GALL RD, WATERLOO, IL 62298-2230 |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $116,230 (+3.1%) Land $27,710 Building $88,520 | $348,690 (+3.1%) Land $83,130 Building $265,560 | |
| 2024 | $1,800.00 | $112,739 (+21.68%) Land $29,265 Building $83,474 | $338,217 (+21.68%) Land $87,795 Building $250,422 |
| 2022 | Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $92,650 Land $27,710 Building $64,940 | $277,950 Land $83,130 Building $194,820 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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