9788 Howes Rd, Dunkirk, MD 20754 Property Records

Calvert County property record for 9788 Howes Rd, Dunkirk, MD 20754 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3 Baths
Year Built	Built 1986
Square Footage	2,089 sqft Total Area
Lot Size	146,797 sqft (3.36 acres)
Garage	Attached, 509 sqft
Occupancy	Owner Occupied
Last Sale	$545,000 (2025)
Tax Bill	$4,427.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`03-010031`
Alternative APNs	`3010031` `010031`

Interior

Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	2,089 sqft Total Area
1st Floor	1,193 sqft 1st Floor
Basement Area	448 sqft Basement
Finished Basement	448 sqft Finished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1986
Architectural Style	Conventional Style
Exterior Material	Siding Exterior
Construction Type	Wood Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	146,797 sqft (3.36 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	509 sqft Garage
Porch	Open Porch
Porch Area	155 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	010031
Old Parcel Number	3010031
Street Address	9788 HOWES RD
City	DUNKIRK
State	MD
Zip	20754-9258
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	3.37 AC 9788 HOWES RD DUNKIRK
Jurisdiction	CALVERT MD
Minor Civil Division	3, SUNDERLAND
Census Blockgroup	3
Census Block	3011
Census Tract	860103

Owner

Source: Calvert County records · APN 03-010031

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	9788 HOWES RD, DUNKIRK, MD 20754-9258
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 19, 2025 · Amount on Record
Deed Sale	Nov 19, 2025 · Amount on Record
Deed Doc Number	0006818246
Deed Book / Page	6818 / 246
Record Refreshed	Jun 08, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Nov 19, 2025
Property Address	9788 HOWES RD, DUNKIRK, MD 20754-9258
Document Number	0068180246
Book / Page	6818 / 246
Instrument Date	Nov 17, 2025
Transaction Type	Transfer
Record Updated	Dec 09, 2025
Title Company	HOME FIRST TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,725.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	9788 HOWES RD, DUNKIRK, MD 20754-9258

Mortgage

Document Number	0006818253
Date	Nov 19, 2025
Instrument	6818/253

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$491,100 (+15.24%) Land $176,700 Building $314,400	$491,100 (-) Land $176,700 Building $314,400
2023	$4,427.00	$426,167	$491,100 Land $176,700 Building $314,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 3,846 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.